For Sale
460 Golden Bear Court, St. Joseph, MI 49085
$139,900
MLS # 26030218 (Michigan Regional Information Center (MichRIC))
0.2 acres
1 / 5
Listing Description
Build your dream home on this beautiful vacant lot in the Fairview Subdivision, perfectly situated on the renowned Jack Nicklaus-designed Harbor Shores Golf Course. Located near Hole 5, this west-facing lot offers stunning sunset views and peaceful surroundings in a premier golf community. Enjoy easy access to world-class golf, nearby beaches, and the charm of Southwest Michigan living. Whether you're looking for a weekend retreat or a forever home location, this lot offers the perfect blend of luxury, location, and lifestyle. Don't miss this opportunity to own a piece of Harbor Shores!
Source: SparkMLS
About this home
Currently offered at $139,900.
Property tax estimate: $6,562 per year ($547/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.2 acres
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, Storm Sewer, None
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$250 / Monthly
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$6,562
Tax Year2024
Assessed Value$100,300
Parcel #11-54-9425-0024-00-9
Source: SparkMLS
Legal Description
per title
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Josh Frazee
The Shore Real Estate Group
Frequently Asked Questions about 460 Golden Bear Court, St. Joseph, MI 49085
What school district is 460 Golden Bear Court, St. Joseph, MI 49085 in?
Per MLS# 26030218, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26030218, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26030218, the most recent reported annual property tax for 460 Golden Bear Court, St. Joseph, MI 49085 is $6,562 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 460 Golden Bear Court, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 460 Golden Bear Court, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 460 Golden Bear Court, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,157
Principal & interest$907
HOA$250
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
460 Golden Bear Court, St. Joseph, MI 49085
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Municipality
Benton Harbor
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