Sold
46080 Jefferson Avenue, Chesterfield, MI 48047
Sold on 07/31/2025 for$405,000
MLS # 20251006944 (Realcomp)
3 beds3 baths1,650 sqftBuilt 19940.14 acres
1 / 37
Listing Description
*** OPEN HOUSE: Sunday, July 6th, 12-2pm *** Welcome to this gorgeous, well updated, canal front colonial home. Situated on 50 feet of extra wide canal frontage on Lake St. Claire, this home is Chesterfield living at its finest. Built in 1994, this home features three bedrooms, two and a half baths, and over 1,650 livable square feet. Step inside the bright and airy open concept great room, complete with cathedral ceilings, updated vinyl plank floors, new floor-to-ceiling windows, and a cozy fireplace. An updated kitchen with ample dining space gives way to a backyard fit for entertaining, with a large deck and waterfront views. Power at seawall and extra large driveway with plenty of guest parking! Main floor features laundry room and half bath just off the kitchen and attached 2 car garage. The upper level features 3 spacious bedrooms with vaulted ceilings, a full bathroom, a primary suite with ensuite bathroom, shower/tub combo, and a recently replaced balcony. Roof replaced in 2022. Full crawlspace encapsulation and sump pump installed. Boat for sale by owner. Possession negotiable.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,650 sq ft home built in 1994 sits in Chesterfield Township in Chesterfield.
Final sale price: $405,000 (about $245/sq ft).
Estimated annual property tax: $4,450, or about $371 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,650 sqft
Lot Size0.14 acres
Year Built1994
Stories2
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorWhirlpool Tub
Sale & Financing
Listed6/9/2025
Sold Date7/30/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,450
State Equalized Value$173,300
Taxable Value$133,891
Parcel #09-32-277-026
Source: Public Records
Legal Description
ANCHOR BAY SHORES LOT 35
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brett Ullmann
Top Agent Realty
Frequently Asked Questions about 46080 Jefferson Avenue, Chesterfield, MI 48047
What type of financing is accepted for this listing?
Per MLS# 20251006944, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251006944, the most recent reported annual property tax for 46080 Jefferson Avenue, Chesterfield, MI 48047 is $4,450. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 46080 Jefferson Avenue, Chesterfield, MI 48047 eligible for USDA financing?
Per USDA Rural Development boundary data, 46080 Jefferson Avenue, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 46080 Jefferson Avenue, Chesterfield, MI 48047 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 46080 Jefferson Avenue, Chesterfield, MI 48047?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 46080 Jefferson Avenue, Chesterfield, MI 48047. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,691
Principal & interest$2,691
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46080 Jefferson Avenue, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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