Sold
46132 86th Avenue, Decatur, MI 49045
Sold on 02/12/2026 for$825,000
MLS # 25021821 (Michigan Regional Information Center (MichRIC))
3 beds3 baths3,934 sqftBuilt 19411.92 acres
1 / 60
Listing Description
The best years of your life await at this lakefront paradise with spectacular views and a stunning landscape on Lake of the Woods. The premier lot on this highly desirable 289 acre all-sports lake covers a tranquil 1.92 acres and 50' of waterfront. This must-see home, remodeled in 2021, includes 3 bedrooms, 3 bathrooms and over 3,934 livable square footage full of natural light. An open-layout and spacious design makes this retreat perfect for any size family or ideal for hosting your next summer event. The large, vaulted great room embraces the beauty of the lakeside views and surrounding landscape. The kitchen features granite countertops, a large island, newer stainless steel appliances and a walk-in pantry.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 3,934 sq ft home built in 1941 sits in Decatur.
Closed at $825,000 (about $210/sq ft).
Estimated annual property tax: $11,030, or about $919 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,200 Mbps from 6 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,934 sqft
Lot Size1.92 acres
Year Built1941
Stories1
Location
CityDecatur
MunicipalityHamilton Twp
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementCrawl Space, Slab, Walk-Out Access
Garage4 spaces
HeatingBaseboard, Forced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Hot Tub Spa, Center Island, Pantry
Sale & Financing
Listed12/28/2025
Sold Date2/11/2026
Original Price$899,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,189
Tax Year2024
State Equalized Value$322,300
Taxable Value$242,668
Assessed Value$242,668
Homestead (PRE)100%
Parcel #80-10-024-010-17
Source: Public Records
Legal Description
214-d1 24-4-15 939-283 960-34 960-820 1032-476/7 1084-747-8 1198-531 1384-214 1482-1231576-692 *COM AT SE COR OF SEC, TH N ALG E SEC L 2097' (ALSO REC'D AS 2097.70') TO CEN LOF 86TH AVE, TH N 74 DEG 53'W ALG SD CEN L 173' TO BEG, TH N 1 DEG 54'17''E 211', TH N 2 DEG51'W 253.45', TH N 38 DEG 51'25''W 167.08' TO A TRAVERSE L ALG THE SHORE OF LAKE OF THE WOODS, TH S 47 DEG 02'40''W ALG SD TRAVER
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert Duszynski
DOBI Real Estate
Frequently Asked Questions about 46132 86th Avenue, Decatur, MI 49045
What school district is 46132 86th Avenue, Decatur, MI 49045 in?
Per MLS# 25021821, this property is served by Decatur. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 46132 86th Avenue, Decatur, MI 49045?
Per MLS# 25021821, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25021821, the most recent reported annual property tax for 46132 86th Avenue, Decatur, MI 49045 is $9,189 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 46132 86th Avenue, Decatur, MI 49045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 46132 86th Avenue, Decatur, MI 49045 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 46132 86th Avenue, Decatur, MI 49045?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 46132 86th Avenue, Decatur, MI 49045. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamilton Twp police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$11,030
Monthly$919
Millage rate34.2242 mills
Municipality: Hamilton Township
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$6,432
Principal & interest$5,513
Property taxes$919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46132 86th Avenue, Decatur, MI 49045
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