Sold
46132 Royal Drive, Chesterfield, MI
Sold on 02/13/2026 for$399,900
MLS # 20251050585 (Realcomp)
3 beds4 baths3,160 sqftBuilt 19980.17 acres
1 / 42
Listing Description
Welcome to this beautifully updated ranch-style home featuring brand new ceramic tile flooring, a custom kitchen with elegant quartz countertops, stunning cabinetry, and stainless steel appliances. The bathrooms are fully remodeled with matching vanities, countertops, a tub, and a walk-in shower, while the bedrooms offer new vinyl plank flooring that is stylish, low-maintenance, and easy to clean, complemented by modern light fixtures and recessed lighting throughout. The entire home has been freshly painted with new baseboards and modern updates throughout. The spacious finished basement includes a second kitchen with a huge pantry, large closet, and two bonus rooms ideal for guests, hobbies, or a home office. Major mechanicals including the AC, and hot water tank are all newer for peace of mind. Outside, enjoy the beautifully landscaped exterior, brick paver patio, and generously sized yard—perfect for entertaining, barbecues, and celebrations. This move-in ready home combines comfort, function, and style—don’t miss it! Batvai
Source: SparkMLS
About this home
3-bedroom, 4-bath, 3,160 sq ft home in Chesterfield Township in Chesterfield built in 1998.
Final sale price: $399,900 (about $127/sq ft).
Estimated annual property tax: $5,111, or about $426 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,160 sqft
Lot Size0.17 acres
Year Built1998
Stories1
Location
CityChesterfield
MunicipalityChesterfield Twp
CountyMacomb
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air, Hot Water
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed10/30/2025
Sold Date2/12/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$5,111
State Equalized Value$158,500
Taxable Value$96,131
Parcel #09-31-153-014
Source: Public Records
Legal Description
KINGS POINTE SUB NO 3 L.116, P.1-5, LOT 299
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Marvin Nafsu
Showtime Realty
Frequently Asked Questions about 46132 Royal Drive, Chesterfield, MI
Can I use FHA or VA financing for this property?
Per MLS# 20251050585, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251050585, the most recent reported annual property tax for 46132 Royal Drive, Chesterfield, MI is $5,111. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 46132 Royal Drive, Chesterfield, MI eligible for USDA financing?
Per USDA Rural Development boundary data, 46132 Royal Drive, Chesterfield, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 46132 Royal Drive, Chesterfield, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 46132 Royal Drive, Chesterfield, MI?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46132 Royal Drive, Chesterfield, MI
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Municipality
Chesterfield Township
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County
Macomb County
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