For Sale
4617 Cottage Creek Lane, Holland, MI 49423
$669,000
MLS # 26036759 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,688 sqftBuilt 20230.04 acres
1 / 26
Listing Description
Enjoy the ease of low-maintenance living in this beautifully designed stand-alone condominium, tucked into one of Laketown Township's quiet, exclusive communities. The association handles much of the exterior maintenance, making it easy to lock up and head to the lake, travel, or simply spend more time doing what you love. Inside, you'll find an open floor plan with soaring ceilings, a cozy fireplace, 3 bedrooms, and 2.5 baths, offering plenty of space for everyday living or hosting family and friends. The finished lower level adds extra flexibility for guests, hobbies, or a second living area. Owners also enjoy access to the community's commercial storage, and a rare opportunity exists to purchase the lot directly across the street to build your own outbuilding (see documents for plans). With no short-term rentals allowed, this well-maintained community offers a peaceful setting and lasting value.
Source: SparkMLS
About this home
Located in Laketown Township in Holland, this property offers 3-bedroom, 3-bath, 2,688 sq ft, with original construction dating to 2023.
Currently offered at $669,000 (about $249/sq ft).
Annual property taxes run approximately $17,426 ($1,452/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area2,688 sqft
Lot Size0.04 acres
Year Built2023
Stories1
Location
CityHolland
MunicipalityLaketown Twp
Zip Code49423
CountyAllegan
School DistrictHolland
Construction & Systems
StyleCraftsman
ConstructionStone, Vinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Center Island, Pantry
Sale & Financing
Listed7/16/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$550 / Monthly
IncludesWater, Trash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$17,426
Tax Year2026
Assessed Value$345,100
Parcel #11-145-005-00
Source: SparkMLS
Legal Description
UNIT 5 OF THE COTTAGES OF KELLY CREEK SUBDIVISION PER MASTER DEED 4551/755 SEC 4 T4N R16W (2021) SPLIT/COMBINED ON 01/05/2021 FROM 11-004-020-20;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian Jay Bosgraaf
Cottage Home Realty
Frequently Asked Questions about 4617 Cottage Creek Lane, Holland, MI 49423
What school district is 4617 Cottage Creek Lane, Holland, MI 49423 in?
Per MLS# 26036759, this property is served by Holland. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26036759, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26036759, the most recent reported annual property tax for 4617 Cottage Creek Lane, Holland, MI 49423 is $17,426 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4617 Cottage Creek Lane, Holland, MI 49423 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4617 Cottage Creek Lane, Holland, MI 49423 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Laketown Twp police department or the Allegan County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$4,889
Principal & interest$4,339
HOA$550
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4617 Cottage Creek Lane, Holland, MI 49423
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Municipality
Laketown Township
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