Sold
4620 Kempf Street, Waterford, MI 48329
Sold on 11/21/2025 for$305,000
MLS # 20251034733 (Realcomp)
4 beds2 baths2,314 sqftBuilt 19730.52 acres
1 / 66
Listing Description
!!!REDUCED PRICE!!!--!!!LOOK!!! Beautiful, hard to find, 4 bed, large Tri-level on over a peaceful 1/2 acre mature treed lot with extras. Included is a SECOND garage/pole barn with a porch, electric, and heated by a wood burning stove. Behind the second garage is the firepit surrounded by a gravel area and by the house is a raised garden bed with wood framing and mulch bin constructed in 2024. Deer visit the yard on occasion too! One bedroom with built ins and accent wall has fiber internet installed (used as office)but it can still be used as a bedroom. The pink bedroom (4th) is on the lower level but the lower level family room may also be used as a FIFTH BEDROOM. There is a crawl space under the main level for accessibility and storage. UPDATES: NEW FURNACE install was just completed 10-20-2025. The white kitchen has a newer stainless-steel range and dishwasher. Rustic open shelving has also been added. The breakfast nook has a vaulted ceiling and surrounded with windows giving a full view of the back yard and letting in lots of light. The island in the kitchen is movable and can be moved to any location needed. LUXURY VINYL TILE flooring is NEW and has just been installed in the living room, hallways, stairs, main bedroom and family room.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,314 sq ft home in Waterford Township in Waterford built in 1973.
This home sold for $305,000 (about $132/sq ft).
Property tax estimate: $4,248 per year ($354/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,314 sqft
Lot Size0.52 acres
Year Built1973
Stories3
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding, Brick
BasementDaylight
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed9/9/2025
Sold Date11/20/2025
Original Price$325,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,181
State Equalized Value$139,710
Taxable Value$118,310
Parcel #1303329013
Source: Public Records
Legal Description
T3N, R9E, SEC 3 EYSTER'S WOODHULL LAKE FARMS ELY 80 FT OF WLY 160 FT OF LOT 97
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Linda A McBride
Real Estate One-Oxford
Frequently Asked Questions about 4620 Kempf Street, Waterford, MI 48329
What school district is 4620 Kempf Street, Waterford, MI 48329 in?
Per MLS# 20251034733, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4620 Kempf Street, Waterford, MI 48329?
Per MLS# 20251034733, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251034733, the most recent reported annual property tax for 4620 Kempf Street, Waterford, MI 48329 is $4,181. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4620 Kempf Street, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4620 Kempf Street, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4620 Kempf Street, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4620 Kempf Street, Waterford, MI 48329?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$4,248
Monthly$354
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,397
Principal & interest$2,043
Property taxes$354
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4620 Kempf Street, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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