Sold
4620 Midland Avenue, Waterford, MI 48329
Sold on 01/23/2026 for$430,000
MLS # 20251059310 (Realcomp)
3 beds2 baths1,974 sqftBuilt 19560.52 acres
1 / 18
Listing Description
Lakefront living on all-sports Eagle Lake! This exceptional waterfront home showcases magazine-quality finishes and breathtaking water views. The beautifully updated kitchen is a chef’s dream, featuring double ovens, a Viking gas range, and high-end finishes, all designed to flow seamlessly into the main living areas—ideal for entertaining or everyday living.Updated bathrooms complement the home’s refined aesthetic, while hardwood floors throughout add warmth and timeless appeal. A full-sized bar enhances the home’s entertainment appeal, creating the perfect space for hosting gatherings with friends and family. The functional layout offers spacious rooms filled with natural light and picturesque lake views. The lower level/basement provides additional storage and future finishing potential.Step outside to enjoy direct frontage on Eagle Lake, perfect for boating, swimming, and year-round recreation. Morning coffee and sunset views become part of daily life in this incredible setting. Conveniently located near shopping, dining, and major roadways, this home offers the ultimate in lakefront living. Schedule your private showing today!Purchaser to independently verify all information.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 2-bath, 1,974 sq ft, with original construction dating to 1956.
Closed at $430,000 (about $218/sq ft).
Property tax estimate: $4,641 per year ($387/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,974 sqft
Lot Size0.52 acres
Year Built1956
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed12/10/2025
Sold Date1/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,086
State Equalized Value$152,610
Taxable Value$101,040
Parcel #1303326016
Source: Public Records
Legal Description
T3N, R9E, SEC 3 EYSTER'S WOODHULL LAKE FARMS W 67 FT OF LOT 80
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Diane M Ducat
Keller Williams Premier
Frequently Asked Questions about 4620 Midland Avenue, Waterford, MI 48329
What school district is 4620 Midland Avenue, Waterford, MI 48329 in?
Per MLS# 20251059310, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251059310, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251059310, the most recent reported annual property tax for 4620 Midland Avenue, Waterford, MI 48329 is $4,086. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4620 Midland Avenue, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4620 Midland Avenue, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4620 Midland Avenue, Waterford, MI 48329 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4620 Midland Avenue, Waterford, MI 48329?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$4,641
Monthly$387
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$3,364
Principal & interest$2,977
Property taxes$387
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4620 Midland Avenue, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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