Pending
4630 Commerce Woods Drive, Commerce Twp, MI 48382
$460,000
MLS # 20261044805 (Realcomp)
4 beds3 baths2,706 sqftBuilt 19950.28 acres
1 / 53
Listing Description
Welcome to 4630 Commerce Woods, a beautifully maintained 4-bedroom, 2.5-bath home offering nearly 2,000 square feet of comfortable living space in one of Commerce Township’s most desirable locations. From the moment you step inside, you’ll appreciate the pride of ownership and attention to detail throughout.Located just minutes from lakes, parks, walking trails, and outdoor recreation, you’ll enjoy everything that makes Commerce Township such a sought-after place to call home while still being close to shopping, dining, and major commuting routes.Homes this well cared for don’t come along often—schedule your showing and see for yourself what makes 4630 Commerce Woods so special.
Source: SparkMLS
About this home
Located in Commerce Township in Commerce Twp, this property offers 4-bedroom, 3-bath, 2,706 sq ft, with original construction dating to 1995.
Listed at $460,000 (about $170/sq ft).
Annual property taxes run approximately $5,150 ($429/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,706 sqft
Lot Size0.28 acres
Year Built1995
Stories2
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$300 / Annually
IncludesLawn/Yard Care, Snow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$5,421
State Equalized Value$187,120
Taxable Value$171,180
Parcel #1710306010
Source: Public Records
Legal Description
T2N, R8E, SEC 10 OAKLAND COUNTY CONDOMINIUM PLAN NO 848 COMMERCE LAKE WOODS UNIT 47 L 14480 P 474 3-11-94 FR 003
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jasmine Sheffield
Century 21 Curran & Oberski
Frequently Asked Questions about 4630 Commerce Woods Drive, Commerce Twp, MI 48382
What school district is 4630 Commerce Woods Drive, Commerce Twp, MI 48382 in?
Per MLS# 20261044805, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261044805, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261044805, the most recent reported annual property tax for 4630 Commerce Woods Drive, Commerce Twp, MI 48382 is $5,421. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4630 Commerce Woods Drive, Commerce Twp, MI 48382 eligible for USDA financing?
Per USDA Rural Development boundary data, 4630 Commerce Woods Drive, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4630 Commerce Woods Drive, Commerce Twp, MI 48382 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$5,150
Monthly$429
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,438
Principal & interest$2,984
Property taxes$429
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4630 Commerce Woods Drive, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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