Sold
4640 Doty Road, Osseo, MI 49266
Sold on 01/16/2026 for$409,000
MLS # 25047819 (Michigan Regional Information Center (MichRIC))
3 beds3 baths4,050 sqftBuilt 19945 acres
1 / 34
Listing Description
Looking for a nice home to raise a family, This well maintained home with 3 bedrooms a full basement sits on 5 acres, has 2 barns, one 40x64 the other 30x40 both have electric hook up, property does have an outdoor wood burner.
Source: SparkMLS
About this home
Located in Osseo, this property offers 3-bedroom, 3-bath, 4,050 sq ft, with original construction dating to 1994.
This home sold for $409,000 (about $101/sq ft).
Annual property taxes run approximately $4,001 ($333/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 2,000 Mbps across 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area4,050 sqft
Lot Size5 acres
Year Built1994
Stories2
Location
CityOsseo
MunicipalityJefferson Twp
Zip Code49266
CountyHillsdale
School DistrictHillsdale Community Schools
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorGarage Door Opener
Sale & Financing
Listed9/16/2025
Sold Date1/15/2026
Original Price$429,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,001
Tax Year2025
Assessed Value$181,352
Parcel #120183000131872
Source: SparkMLS
Legal Description
Per deed
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Darin W Spieth
Spieth & Satow Auctions & Real Estate
Frequently Asked Questions about 4640 Doty Road, Osseo, MI 49266
What school district is 4640 Doty Road, Osseo, MI 49266 in?
Per MLS# 25047819, this property is served by Hillsdale Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4640 Doty Road, Osseo, MI 49266?
Per MLS# 25047819, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25047819, the most recent reported annual property tax for 4640 Doty Road, Osseo, MI 49266 is $4,001 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4640 Doty Road, Osseo, MI 49266 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4640 Doty Road, Osseo, MI 49266 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4640 Doty Road, Osseo, MI 49266?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Jefferson Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
2 Gbps
FiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
7 providers at this address
DMCI Broadband LLCFiber
2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4640 Doty Road, Osseo, MI 49266
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