Sold
4644 Charest Avenue, Waterford, MI 48327
Sold on 07/23/2025 for$270,000
MLS # 20251009742 (Realcomp)
3 beds2 baths1,494 sqftBuilt 19810.16 acres
1 / 39
Listing Description
Vacation at home! Adorable, updated home in impeccable condition with access to Cass Lake and Elizabeth Lake. Elizabeth Lake has a Beach with private gated entry. Cass Lake has a dock and access for kayak in the neighborhood. Quality built maintenance free exterior. Foyer entry with new door accesses both levels. Spacious living and dining rooms with hardwood floors, remodeled quality kitchen cabinets with granite, all stainless steel appliances and hardwood floors, half bath, spacious utility room includes newer built-in cabinets, washer and dryer, laundry sink. Upper level with primary suite, large walk-in closet with built-in shelving, access to walk through full bath, 2 additional bedrooms share bath. Oversized attached 2 car garage with new garage door and opener walks through to workshop storage area. Recent updates include new roof, siding, windows, furnace and air conditioning 2022, brand new quality carpet and fresh neutral interior paint. Private rear yard great for entertaining and everyday enjoyment. Brick walkway to the shed, charming deck area in the front yard surrounded by landscaping. Wow! Buyer to verify all information including homestead status.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 2-bath, 1,494 sq ft, with original construction dating to 1981.
Closed at $270,000 (about $181/sq ft).
Estimated annual property tax: $3,064, or about $255 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,494 sqft
Lot Size0.16 acres
Year Built1981
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/24/2025
Sold Date7/22/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$50
Source: SparkMLS
Tax Information
Annual Tax$2,318
State Equalized Value$100,750
Taxable Value$65,530
Parcel #1334304036
Source: Public Records
Legal Description
T3N, R9E, SEC 34 CHETOLAH SHORES SUB LOTS 35 & 36 BLK 15
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Karen Wilson
Real Estate One-Rochester
Frequently Asked Questions about 4644 Charest Avenue, Waterford, MI 48327
Which school district serves 4644 Charest Avenue, Waterford, MI 48327?
Per MLS# 20251009742, 4644 Charest Avenue, Waterford, MI 48327 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 4644 Charest Avenue, Waterford, MI 48327?
Per MLS# 20251009742, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4644 Charest Avenue, Waterford, MI 48327?
Per public tax records, annual property taxes for this property are $2,318. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4644 Charest Avenue, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4644 Charest Avenue, Waterford, MI 48327 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4644 Charest Avenue, Waterford, MI 48327. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4644 Charest Avenue, Waterford, MI 48327?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,064
Monthly$255
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
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Monthly payment$2,024
Principal & interest$1,719
Property taxes$255
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4644 Charest Avenue, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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