Sold
465 Pearson Street, Ferndale, MI 48220
Sold on 06/03/2026 for$395,000
MLS # 20261028282 (Realcomp)
3 beds2 baths1,600 sqftBuilt 19240.09 acres
1 / 53
Listing Description
***Offer Deadline - Sunday May 3rd at 6pm** Rare opportunity to own a spacious 1,600 sq ft bungalow filled with charm and character in the heart of Ferndale! This beautifully updated 3-bedroom, 2-bath home offers the space and layout buyers crave, highlighted by an expansive upper-level primary ensuite featuring soaring ceilings, room for a king-size bed plus sitting area, walk-in closet and private bath; a true retreat rarely found in homes of this style. Rich with character throughout, the home features inviting living spaces, timeless details and a cozy gas fireplace anchoring the living room. A newer kitchen(2019) with modern amenities offers both style and function, with room for a dining table and easy flow for hosting family and friends. Two additional generously sized bedrooms provide flexibility for guests, office space or family living. Step outside to a beautifully landscaped, private fenced backyard perfect for relaxing or entertaining. Thoughtful updates include: 4.44KW solar system w/integrated car charger for added efficiency(2023 - transferrable warranty), AC(2022) HWH(2020), cellulose insulation(2019), crawl space sealed(2020), solid wood doors(2024), washer/dryer(2024), Cat6 Ethernet - all blend comfort and sustainability. All just a short walk to downtown Ferndale’s coffee shops, brunch spots, shopping and nightlife, with easy access to parks, freeways and downtown Detroit.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,600 sq ft home in Ferndale in Ferndale built in 1924.
Final sale price: $395,000 (about $247/sq ft).
Estimated annual property tax: $7,670, or about $639 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,600 sqft
Lot Size0.09 acres
Year Built1924
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/23/2026
Sold Date6/2/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,670
State Equalized Value$154,250
Taxable Value$151,600
Parcel #2534176004
Source: Public Records
Legal Description
T1N, R11E, SEC 34 ADD TO GREENWOOD PARK LOT 236 & N 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Renee Pfeil
Max Broock, REALTORS-Royal Oak
Frequently Asked Questions about 465 Pearson Street, Ferndale, MI 48220
What school district is 465 Pearson Street, Ferndale, MI 48220 in?
Per MLS# 20261028282, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261028282, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261028282, the most recent reported annual property tax for 465 Pearson Street, Ferndale, MI 48220 is $7,670. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 465 Pearson Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 465 Pearson Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 465 Pearson Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$2,465
Principal & interest$2,465
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
465 Pearson Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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