Pending
46500 Ryan Road, Utica, MI 48317
$889,900
MLS # 20261037870 (Realcomp)
7 beds4 baths4,486 sqftBuilt 20041.08 acres
1 / 35
Listing Description
Welcome to a truly one-of-a-kind home in the heart of Shelby Township, beautifully situated on a 1-acre lot with a long, scenic driveway and peaceful water views just across the street. Fully renovated from top to bottom, this impressive residence offers the rare combination of privacy, space, luxury, and functionality. Featuring 7 bedrooms and a massive fully finished bonus room above the garage, this home provides endless flexibility for additional living space, a home office, guest suite, media room, or recreation area. Every detail has been thoughtfully finished, including beautiful modern updates, quartz countertops, stylish fixtures, and high-end finishes throughout. The setting is just as special as the home itself, offering a private estate-like feel while still being close to everything Shelby Township has to offer. Homes like this are extremely rare — a fully renovated property on an acre with this much space, privacy, and character is something you simply will not find again!!
Source: SparkMLS
About this home
7-bedroom, 4-bath, 4,486 sq ft home in Shelby Township in Utica built in 2004.
Listed at $889,900 (about $198/sq ft).
Estimated annual property tax: $11,833, or about $986 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms7
Bathrooms4
Living Area4,486 sqft
Lot Size1.08 acres
Year Built2004
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementDaylight
Garage3 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed5/24/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$11,833
State Equalized Value$309,900
Taxable Value$241,638
Parcel #07-32-151-012
Source: Public Records
Legal Description
L23B 12/96 SPLIT FROM 50-07-805-023-00 S/P OF AUBURN RYAN FARMS SUB PART OF LOT 23 COMM AT THE NW COR OF SEC 32 TH S 2 DEG 35' 0" E, 1270.68 FT ALG THE W LINE OF SEC 32 & THE C/L OF RYAN RD; TH N 87 DEG 29' 28" E, 33 FT TO THE POB; TH CONT N 87 DEG 2 9' 28" E, 587 FT; TH S 2 DEG 35' 0" E 80.98 FT; TH S 87 DEG 29' 30" W, 587 FT ALG THE S LINE OF LOT 23 S/P OF AUBURN RYAN FARMS SUB, TH N 2 DEG 35' 0
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Andrew Yatoma
Community Choice Realty Inc
Frequently Asked Questions about 46500 Ryan Road, Utica, MI 48317
Which school district serves 46500 Ryan Road, Utica, MI 48317?
Per MLS# 20261037870, 46500 Ryan Road, Utica, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261037870, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 46500 Ryan Road, Utica, MI 48317?
Per public tax records, annual property taxes for this property are $11,833. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 46500 Ryan Road, Utica, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 46500 Ryan Road, Utica, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 46500 Ryan Road, Utica, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$5,772
Principal & interest$5,772
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46500 Ryan Road, Utica, MI 48317
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Municipality
Shelby Township
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County
Macomb County
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