Sold
46655 Spruce Drive, Shelby Twp, MI 48315
Sold on 08/22/2025 for$415,000
MLS # 20251012625 (Realcomp)
4 beds3 baths4,239 sqftBuilt 19870.38 acres
1 / 45
Listing Description
BACK ON THE MARKET- 4 BEDROOM HOME IN SHELBY TWP FOR SALE. Looking for a great home with plenty of room for entertaining in an awesome neighborhood, then look no further. Featuring a huge deck in an oversized yard, large driveway and nearly 3 car garage there is tons of room to enjoy your property and not feel like your neighbors are on top of you. Speaking of neighbors, this neighborhood is small & quiet with almost no traffic. Its highly sought after with all brick homes, most of them custom and tons of spring fed lakes all around for swimming, fishing, kayaking and enjoying. Plus, it’s located in the heart of award-winning Utica schools & biking distance to downtown Utica. Inside your new home features the classic colonial layout making for lots of room to spread out & use however you would like. The Kitchen has been professionally designed and decorated featuring abundant storage space with 2 large pantries, peninsula, door wall to the aforementioned deck and direct access to the eat in dinning room and adjoining great room. This open layout with the great room as the focal point is ideal for watching a ball game. With a cathedral ceiling the room feels extra spacious and with a natural fireplace it feels warm and inviting even on the coldest of nights. Also on the main level is a nicely appointed laundry/mud room off the large garage perfect for organizing all the household stuff. Bonus, your new home even has a dedicated office great for work from home or even possibly used as a 5th bedroom. Upstairs relax from the grind in your primary suite with his and her walk-in closets, a private en-suite bath, gorgeous lake views and even enough space for a private sitting area. Two of other the guest bedrooms would also easily accommodate King beds and have their own walk-in closets. But if by chance you need more space look no further than the fully finished basement complete with second kitchen and abundant storage. Don't delay get in before it's gone.
Source: SparkMLS
About this home
Located in Shelby Township in Shelby Twp, this property offers 4-bedroom, 3-bath, 4,239 sq ft, with original construction dating to 1987.
Closed at $415,000 (about $98/sq ft).
Annual property taxes run approximately $4,372 ($364/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area4,239 sqft
Lot Size0.38 acres
Year Built1987
Stories2
Location
CityShelby Twp
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Wood Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Finished, Home Warranty
Sale & Financing
Listed7/9/2025
Sold Date8/21/2025
Original Price$450,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$125 / Annually
IncludesSnow Removal, Other
Source: SparkMLS
Tax Information
Annual Tax$4,372
State Equalized Value$228,500
Taxable Value$146,528
Parcel #07-35-126-024
Source: Public Records
Legal Description
CEDAR LAKES SUBDIVISION LOT 72 EXC N 10.0 FT 50-07-168-072-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nick Casteel
Brookstone, Realtors LLC
Frequently Asked Questions about 46655 Spruce Drive, Shelby Twp, MI 48315
What school district is 46655 Spruce Drive, Shelby Twp, MI 48315 in?
Per MLS# 20251012625, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 46655 Spruce Drive, Shelby Twp, MI 48315?
Per MLS# 20251012625, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251012625, the most recent reported annual property tax for 46655 Spruce Drive, Shelby Twp, MI 48315 is $4,372. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 46655 Spruce Drive, Shelby Twp, MI 48315 eligible for USDA financing?
Per USDA Rural Development boundary data, 46655 Spruce Drive, Shelby Twp, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 46655 Spruce Drive, Shelby Twp, MI 48315 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 46655 Spruce Drive, Shelby Twp, MI 48315?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 46655 Spruce Drive, Shelby Twp, MI 48315. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,767
Principal & interest$2,757
HOA$10
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46655 Spruce Drive, Shelby Twp, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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