For Sale
4675 John Harlan Drive, Ludington, MI 49431
$98,500
MLS # 26021451 (Michigan Regional Information Center (MichRIC))
1.08 acres
1 / 5
Listing Description
COMMERCIAL PROPERTY OPPORTUNITY IN TAX FRIENDLY AMBER TWP. JUST OFF US10- Less than a quarter mile off US10 you'll find John Harlan Dr. a connector road between Walmart and a very active business plaza that includes Tractor Supply, Dunham's, Lowe's, Strarbuck's , Spectrum, Taco Bell and several other retail businesses. At nearly 1.1 acres this commercial lot sits high and dry on a sandy knoll and offers the opportunity to have a walk-out lower level in addition to a main level business space. Mature trees border the south and east property lines giving the lot an ''up north'' feel and it's elevated stance allows for lots of natural light to blanket the footprint. Zoned as C1 Highway Commercial this allows for many different commercial/retail usages such as professional office space, medical clinic, personal services, bank, restaurant, vehicle and retail sales, indoor recreation, and possible multiple housing use. Use subject to Mason Co. Zoning approval. Electric on site, water avail.
Source: SparkMLS
About this home
Listed at $98,500.
Estimated annual property tax: $515, or about $43 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeCommercial Land
Bathrooms0
Lot Size1.08 acres
Location
CityLudington
MunicipalityAmber Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, None
Sale & Financing
Listed5/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$515
Tax Year2025
Assessed Value$11,300
Parcel #5300101806103
Source: SparkMLS
Legal Description
2023 NEW PARCEL; SPLIT ON 09/21/2022 FROM 001-018-061-00 ; PT OF SW 1/4 OF NW 1/4 DESC AS COMM AT W 1/4 COR TH N 06 DEG 49'03'W 605.28 FT TH N 88 DEG 42'10''E 718.04 FT TO POB TH N 88 DEG 42'10'E 359.02 FT TH N 03 DEG 17'57''W 131.08 FT TH S 88 DEG 42'10''W 361.83 FT TH S 04 DEG 31'36''E 131.21 FT TO POB SUB TO ROW SEC 18 T18N R17W 1.08 A M/L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tim Gibson
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 4675 John Harlan Drive, Ludington, MI 49431
What school district is 4675 John Harlan Drive, Ludington, MI 49431 in?
Per MLS# 26021451, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26021451, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021451, the most recent reported annual property tax for 4675 John Harlan Drive, Ludington, MI 49431 is $515 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4675 John Harlan Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4675 John Harlan Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Amber Twp police department or the Mason County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$639
Principal & interest$639
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4675 John Harlan Drive, Ludington, MI 49431
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