For Sale
468 Colfax Avenue, Benton Harbor, MI 49022
$164,000
MLS # 25061491 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19300.2 acres
1 / 30
Listing Description
Stunning Historic Home in the City of Benton Harbor, high on the hill overlooking the area that rolls out to the St. Joe River! This home has the WOW factor in so many ways! From gorgeous original woodwork, high ceilings, beautiful flooring & impeccable condition top to bottom, to new roof, new siding, updated windows, new furnace, & beautiful kitchens! The location is also just above the area that is becoming a wonderful & beautiful commercial corridor, yet far enough away for a peace of mind & a safe place to call 'Home'! The 2 tenants have been long term great tenants that are on month-to-month leases. Tenants pay all utilities. All of the mechanicals & electric updated & done very professionally! The stately historic home is a real gem & you'll feel that before you even walk in the front entrance! It could also easily be converted back to a spectacular single family home if desired! Located only 5 minutes from Lake Michigan, famous downtown St. Joe & Harbor Shores Resort!
Source: SparkMLS
About this home
Asking $164,000.
Annual property taxes run approximately $1,868 ($156/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.2 acres
Year Built1930
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding
BasementFull
HeatingForced Air
SewerPublic Sewer
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Electricity Connected, Cable Connected, Storm Sewer
Sale & Financing
Listed5/3/2026
Original Price$190,000
Terms AcceptedVA Loan, FHA, Cash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,868
Tax Year2024
Assessed Value$15,790
Parcel #11-51-0801-0153-00-9
Source: SparkMLS
Legal Description
LOT 153 & THE N 3'OF LOT 152 ASS'OR PLAT NO 1 CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Dawn Munoz Lamas
Siriano Realty
Frequently Asked Questions about 468 Colfax Avenue, Benton Harbor, MI 49022
What school district is 468 Colfax Avenue, Benton Harbor, MI 49022 in?
Per MLS# 25061491, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25061491, the seller has indicated this property accepts the following financing types: VA Loan, FHA, Cash, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25061491, the most recent reported annual property tax for 468 Colfax Avenue, Benton Harbor, MI 49022 is $1,868 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 468 Colfax Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 468 Colfax Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 468 Colfax Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 468 Colfax Avenue, Benton Harbor, MI 49022?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,064
Principal & interest$1,064
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
468 Colfax Avenue, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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