Sold
4685 Universal Street, Dearborn Heights, MI 48125
Sold on 05/14/2026 for$215,000
MLS # 20261018562 (Realcomp)
3 beds2 baths1,180 sqftBuilt 19620.2 acres
1 / 51
Listing Description
Multiple Offers Received. Please have all submissions in by 4/12 by 6pm.Is there a 3 bed ranch in Dearborn Heights with a large private yard, major contractor upgrades, and Certificate of Occupancy included? Yes. 4685 Universal St delivers 1,180 sq ft, 3 bedrooms, 1.1 baths, and extensive improvements by Hansons, Victors Roofing, and Mechanical Heating & Cooling, set on a deep fenced lot built for outdoor living. Welcome to this move in ready 3 bed ranch in Dearborn Heights offering a strong blend of updates, functional space, and an oversized private yard. Inside features a bright living room filled with natural light, a dedicated dining area, and a well designed kitchen updated with newer counters, sink, and faucet by Mario’s Granite Installation in 2021, blending practicality with clean finishes. The fully remodeled bathroom by Hansons in 2023 includes a sleek walk in shower with modern finishes. Three bedrooms and a half bath add flexibility for guests, work from home, or everyday living. Extensive updates reduce future maintenance concerns, including windows by Hansons in 2019 and major mechanicals by Mechanical Heating & Cooling, including AC in 2021, furnace maintenance, and hot water tank in 2024. Exterior improvements include a new roof by Victors Roofing in 2024, new garage gutters by Alloy Gutter Co in 2024, and a new driveway with extended front porch in 2024, improving curb appeal and function. The deep fenced backyard features a large deck and open space for entertaining, pets, or play, with plenty of room to customize your outdoor vision. A long driveway leads to a detached 2 car garage 20x24 with added storage and workspace potential. Located near Outer Dr and Southfield Fwy with easy access to shopping, dining, schools, and daily conveniences in a well established neighborhood setting. Seller to provide Certificate of Occupancy at closing. Sale subject to seller securing home of choice.
Source: SparkMLS
About this home
Located in Dearborn Heights in Dearborn Heights, this property offers 3-bedroom, 2-bath, 1,180 sq ft, with original construction dating to 1962.
Closed at $215,000 (about $182/sq ft).
Annual property taxes run approximately $1,925 ($160/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,180 sqft
Lot Size0.2 acres
Year Built1962
Stories1
Location
CityDearborn Heights
MunicipalityDearborn Heights City
Zip Code48125
CountyWayne
School DistrictDearborn Heights
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/5/2026
Sold Date5/13/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,925
Parcel #33055011402000
Source: SparkMLS
Legal Description
35B1402 LOT 1402 ALSO W 1/2 ADJ VAC AL- LEY DEARBORN HOMES SUB NO. 6 T2S R10E L47 P66 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christopher M Gilland
EXP Realty
Frequently Asked Questions about 4685 Universal Street, Dearborn Heights, MI 48125
Which school district serves 4685 Universal Street, Dearborn Heights, MI 48125?
Per MLS# 20261018562, 4685 Universal Street, Dearborn Heights, MI 48125 is in the Dearborn Heights boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn Heights directly to confirm enrollment eligibility.
What financing options are available for 4685 Universal Street, Dearborn Heights, MI 48125?
Per MLS# 20261018562, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4685 Universal Street, Dearborn Heights, MI 48125?
Per public tax records, annual property taxes for this property are $1,925. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4685 Universal Street, Dearborn Heights, MI 48125 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4685 Universal Street, Dearborn Heights, MI 48125 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4685 Universal Street, Dearborn Heights, MI 48125?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4685 Universal Street, Dearborn Heights, MI 48125
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Municipality
Dearborn Heights
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County
Wayne County
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