Sold
4688 Pier Road, Coloma, MI 49038
Sold on 01/09/2026 for$325,000
MLS # 25058019 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,479 sqftBuilt 19300.52 acres
1 / 34
Listing Description
Discover the perfect blend of comfort, charm, and lakeside living with this delightful 2-bedroom, 1-bath home offering deeded access to beautiful Lake Michigan—all without the restrictions or fees of an HOA. Spend your days relaxing on the beach, soaking in stunning sunsets, and enjoying all that the shoreline has to offer. The property also includes spacious guest quarters above the 2-car garage, featuring an additional 1 bedroom, 1 bath, and a fully equipped kitchen—perfect for hosting friends and family or using as a rental for extra income. Whether you're seeking a peaceful year-round residence, a cozy beach getaway, or a smart investment property, this versatile home fits the bill. Enjoy the tranquility of lakeside life with the convenience of nearby shops, dining, and recreation—all while having your own private access to one of Michigan's most beautiful natural treasures.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,479 sq ft home in Hagar Township in Coloma built in 1930.
Closed at $325,000 (about $220/sq ft).
Annual property taxes run approximately $1,018 ($85/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,479 sqft
Lot Size0.52 acres
Year Built1930
Stories1
Location
CityColoma
MunicipalityHagar Twp
Zip Code49038
CountyBerrien
School DistrictColoma Community Schools
Construction & Systems
ConstructionShingle Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed11/12/2025
Sold Date1/8/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,018
Tax Year2024
Assessed Value$44,930
Parcel #11-10-0800-0001-02-3
Source: SparkMLS
Legal Description
THE N1/2 OF LOTS 1 2 & 3 BLK 1 BARNES' POTTAWATTAMIE PARK RESORT MORTG SUR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacob Baker
Cressy & Everett Real Estate
Frequently Asked Questions about 4688 Pier Road, Coloma, MI 49038
Which school district serves 4688 Pier Road, Coloma, MI 49038?
Per MLS# 25058019, 4688 Pier Road, Coloma, MI 49038 is in the Coloma Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coloma Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25058019, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4688 Pier Road, Coloma, MI 49038?
Per public tax records, annual property taxes for this property are $1,018 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4688 Pier Road, Coloma, MI 49038 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4688 Pier Road, Coloma, MI 49038 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4688 Pier Road, Coloma, MI 49038. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4688 Pier Road, Coloma, MI 49038?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4688 Pier Road, Coloma, MI 49038
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Municipality
Hagar Township
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