Under Contract
46884 Ben Franklin Drive, Utica, MI 48315
$560,000
MLS # 20261051539 (Realcomp)
4 beds3 baths4,311 sqftBuilt 19850.33 acres
1 / 59
Listing Description
Welcome to this beautifully updated colonial offering over 3,000 square feet of living space in one of Shelby Township's most desirable neighborhoods. This 4-bedroom, 2.5-bath home features a stunning remodeled kitchen with custom cabinetry, stone countertops, stainless steel appliances, and a spacious island that opens to the vaulted great room with skylights and a fireplace. You'll also find a dedicated first-floor office, formal dining room, first-floor laundry, and a finished basement for additional living space. Upstairs, the spacious primary suite includes a walk-in closet and private bath. Step outside to your own backyard retreat featuring a beautiful in-ground pool, expansive patio, and mature landscaping—perfect for entertaining all summer long. Located within the award-winning Utica Community Schools district and just minutes from shopping, dining, and parks, this home offers the perfect blend of space, style, and location.
Source: SparkMLS
About this home
Located in Shelby Township in Utica, this property offers 4-bedroom, 3-bath, 4,311 sq ft, with original construction dating to 1985.
Currently offered at $560,000 (about $130/sq ft).
Property tax estimate: $3,703 per year ($309/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area4,311 sqft
Lot Size0.33 acres
Year Built1985
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,703
State Equalized Value$238,700
Taxable Value$166,299
Parcel #07-35-128-009
Source: Public Records
Legal Description
L 9 CEDAR LAKES SUBDIVISION LOT 9. LIBER 74 PAGES 28-30
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Anthony Djon
Anthony Djon Luxury Real Estate
Frequently Asked Questions about 46884 Ben Franklin Drive, Utica, MI 48315
What school district is 46884 Ben Franklin Drive, Utica, MI 48315 in?
Per MLS# 20261051539, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 46884 Ben Franklin Drive, Utica, MI 48315?
Per MLS# 20261051539, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261051539, the most recent reported annual property tax for 46884 Ben Franklin Drive, Utica, MI 48315 is $3,703. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 46884 Ben Franklin Drive, Utica, MI 48315 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 46884 Ben Franklin Drive, Utica, MI 48315 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$3,632
Principal & interest$3,632
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46884 Ben Franklin Drive, Utica, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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