Sold
46959 Spruce Drive, Shelby Twp, MI 48315
Sold on 08/28/2025 for$450,000
MLS # 20251022913 (Realcomp)
3 beds3 baths3,137 sqftBuilt 19820.34 acres
1 / 50
Listing Description
BEAUTIFUL 3 Bedroom Brick Colonial with UTICA Schools! FEATURES Include: 2,587 Sq Ft, 2.1 Baths, Eat-In Kitchen w/ LaFata Cabinets, GRANITE Countertops, Hickory Chestnut Hand-Scraped HARDWOOD Flooring, & Stainless Steel Appliances, FORMAL DINING Room, Foyer w/ Wood Spiral Staircase, Library/Study (Possible 4th Bedroom), Living Room, Family Room w/ Fieldstone Natural FIREPLACE w/ Gas Insert & PELLA Door Wall, Primary Bedroom SUITE w/ Full Bath (Walk-In Shower), Walk-In Closet & Makeup Station, Mud Room, 1st FLOOR Laundry, Insulated FINISHED Basement w/ Workshop & Storage, UPDATED Furnace & CENTRAL AIR '21, NEWER Vinyl Windows, 2.75-Car Attached Garage(Additional Garage Door Opens Into 15x11 Storage Area), Sprinkler System, and Spacious TREED Backyard w/ Stamped Concrete Patio. Close to M-59 (1.7 mi) & M-53 (2.7 mi) for Easy Commute. IMMEDIATE OCCUPANCY!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 3,137 sq ft home built in 1982 sits in Shelby Township in Shelby Twp.
Final sale price: $450,000 (about $143/sq ft).
Property tax estimate: $3,733 per year ($311/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,137 sqft
Lot Size0.34 acres
Year Built1982
Stories2
Location
CityShelby Twp
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Finished, Humidifier
Sale & Financing
Listed8/4/2025
Sold Date8/27/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$125 / Annually
IncludesSnow Removal, Other
Source: SparkMLS
Tax Information
Annual Tax$3,733
State Equalized Value$198,900
Taxable Value$125,118
Parcel #07-35-126-004
Source: Public Records
Legal Description
CEDAR LAKES SUB LOT 79 50-07-168-079-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joseph D Albright
Hamilton Realty Group
Frequently Asked Questions about 46959 Spruce Drive, Shelby Twp, MI 48315
What school district is 46959 Spruce Drive, Shelby Twp, MI 48315 in?
Per MLS# 20251022913, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251022913, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251022913, the most recent reported annual property tax for 46959 Spruce Drive, Shelby Twp, MI 48315 is $3,733. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 46959 Spruce Drive, Shelby Twp, MI 48315 eligible for USDA financing?
Per USDA Rural Development boundary data, 46959 Spruce Drive, Shelby Twp, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 46959 Spruce Drive, Shelby Twp, MI 48315 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 46959 Spruce Drive, Shelby Twp, MI 48315?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 46959 Spruce Drive, Shelby Twp, MI 48315. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,993
Principal & interest$2,983
HOA$10
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46959 Spruce Drive, Shelby Twp, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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