Sold
46974 Kramer Drive, Shelby Twp, MI 48315
Sold on 10/31/2025 for$430,000
MLS # 20251029275 (Realcomp)
3 beds3 baths3,208 sqftBuilt 19870.36 acres
1 / 33
Listing Description
Located in the beautiful Bannister/Cedar Lakes Subdivision, this charming ranch home offers generous-sized rooms with 3 bedrooms and 3 FULL bathrooms, and a layout perfect for comfortable living and entertaining. The spacious Great Room features a stunning focal point fireplace, creating a warm and inviting atmosphere year-round. Enjoy the convenience of working from home in the dedicated Office/Library, accessed through elegant double glass doors, offering both privacy and style. The Kitchen and Dining areas flow seamlessly into the Great Room, making this home ideal for holiday gatherings or casual get-togethers. Step outside to your own parklike private backyard, complete with a tiered patio—perfect for relaxing, dining, or entertaining in a peaceful outdoor setting. Additional highlights include: Windows replaced in 2002-2014, Ample storage throughout the home. There is an additional 1100 sf finished in the lower level which includes a vintage billiards table, a workshop and three unfinished storage areas. This property is being sold subject to Probate Court approval. Don’t miss your chance to own this well-loved home in one of the area’s most desirable neighborhoods!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 3,208 sq ft home built in 1987 sits in Shelby Township in Shelby Twp.
Final sale price: $430,000 (about $134/sq ft).
Estimated annual property tax: $4,243, or about $354 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,208 sqft
Lot Size0.36 acres
Year Built1987
Stories1
Location
CityShelby Twp
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed9/3/2025
Sold Date10/30/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$125 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,243
State Equalized Value$201,900
Taxable Value$135,347
Parcel #07-35-126-013
Source: Public Records
Legal Description
CEDAR LAKES SUB NO 2 LOT 128 50-07-168-128-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rayanne Gardner
Real Estate One-Rochester
Frequently Asked Questions about 46974 Kramer Drive, Shelby Twp, MI 48315
Which school district serves 46974 Kramer Drive, Shelby Twp, MI 48315?
Per MLS# 20251029275, 46974 Kramer Drive, Shelby Twp, MI 48315 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What financing options are available for 46974 Kramer Drive, Shelby Twp, MI 48315?
Per MLS# 20251029275, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 46974 Kramer Drive, Shelby Twp, MI 48315?
Per public tax records, annual property taxes for this property are $4,243. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 46974 Kramer Drive, Shelby Twp, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 46974 Kramer Drive, Shelby Twp, MI 48315 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 46974 Kramer Drive, Shelby Twp, MI 48315. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 46974 Kramer Drive, Shelby Twp, MI 48315?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$2,767
Principal & interest$2,757
HOA$10
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
46974 Kramer Drive, Shelby Twp, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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