Sold
470 E TROY Street, Ferndale, MI 48220
Sold on 11/27/2024 for$379,000
MLS # 20240080122 (Realcomp)
3 beds3 baths1,282 sqftBuilt 19190.13 acres
1 / 27
Listing Description
The Best of All Worlds! Located within walking distance to Downtown Ferndale, this 1919 Charming Craftsman Style home has been updated from the studs out! Open Entry Level boasts a beautiful island kitchen with quartz countertops, plentiful cabinetry, all new SS Appliances, a Primary En-suite w/ walk-in closet and 9’ ceilings! BEAUTIFUL Finishes throughout: Black 2-Panel interior doors with polished chrome hardware, consistent vinyl plank flooring through much of the home and top of the line Bathroom materials. GREAT Closet space! Enjoy the outdoors from your fully covered front porch or fully fenced backyard. 2-car Detached Garage.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,282 sq ft home in Ferndale in Ferndale built in 1919.
This home sold for $379,000 (about $296/sq ft).
Annual property taxes run approximately $6,103 ($509/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,282 sqft
Lot Size0.13 acres
Year Built1919
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/23/2024
Sold Date11/26/2024
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,103
State Equalized Value$126,150
Taxable Value$126,150
Parcel #2534202032
Source: Public Records
Legal Description
T1N, R11E, SEC 34 THE LITTLE FARMS SUB E 1/2 OF LOT 221
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Susan Vogel
RE/MAX First
Frequently Asked Questions about 470 E TROY Street, Ferndale, MI 48220
What school district is 470 E TROY Street, Ferndale, MI 48220 in?
Per MLS# 20240080122, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20240080122, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240080122, the most recent reported annual property tax for 470 E TROY Street, Ferndale, MI 48220 is $6,103. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 470 E TROY Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 470 E TROY Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 470 E TROY Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 470 E TROY Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
470 E TROY Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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