Sold
4725 Elmwood Street, Royal Oak, MI 48073
Sold on 05/07/2026 for$269,900
MLS # 20261020487 (Realcomp)
3 beds1 bath1,429 sqftBuilt 19140.12 acres
1 / 52
Listing Description
Charming brick ranch on a spacious corner lot with a privacy fenced backyard and great location on a quiet, tree-lined North Royal Oak street close to Woodward and Downtown Birmingham. Welcoming living room features beautiful hardwood floors and large front windows that bring in plenty of natural light. Three comfortable bedrooms also offer hardwood flooring and share a classic ceramic tile full bath down the hallway. The nice sized kitchen includes plenty of cabinet space, room for a dining table, and included appliances. Just off the kitchen, a bright family room/breezeway provides additional heated and air-conditioned living space with access to the attached garage and views of the backyard. Downstairs, the finished basement offers a spacious recreation area with warm knotty pine paneling, a built-in bar, and a dedicated laundry area with washer and dryer included. Outside, enjoy the big fenced backyard with a patio and plenty of room for outdoor gatherings or relaxing in the private setting. Welcome Home!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,429 sq ft home in Royal Oak in Royal Oak built in 1914.
Final sale price: $269,900 (about $189/sq ft).
Property tax estimate: $4,061 per year ($338/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,429 sqft
Lot Size0.12 acres
Year Built1914
Stories1
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48073
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed3/29/2026
Sold Date5/6/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,622
State Equalized Value$108,900
Taxable Value$65,540
Parcel #2506201012
Source: Public Records
Legal Description
T1N, R11E, SEC 6 MEYERING LAND CO WOODWARD HILLS SUB N 50 FT OF LOTS 320, 321 & 322
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 4725 Elmwood Street, Royal Oak, MI 48073
Which school district serves 4725 Elmwood Street, Royal Oak, MI 48073?
Per MLS# 20261020487, 4725 Elmwood Street, Royal Oak, MI 48073 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261020487, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4725 Elmwood Street, Royal Oak, MI 48073?
Per public tax records, annual property taxes for this property are $3,622. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4725 Elmwood Street, Royal Oak, MI 48073 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4725 Elmwood Street, Royal Oak, MI 48073 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4725 Elmwood Street, Royal Oak, MI 48073?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$4,061
Monthly$338
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,089
Principal & interest$1,751
Property taxes$338
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4725 Elmwood Street, Royal Oak, MI 48073
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Municipality
Royal Oak
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County
Oakland County
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