Sold
474 N Saginaw Street, Pontiac, MI 48342
Sold on 04/27/2026 for$120,000
MLS # 20261000116 (Realcomp)
3 beds1 bath933 sqftBuilt 19200.08 acres
1 / 30
Listing Description
The property is inviting and ready for you to call home. Updated just completed include neutral paint and carpeting, Luxury plank faux flooring, new cabinets/counters in both Kitchen and Bath. Envision mornings spent in the enclosed sunroom, a tranquil space bathed in natural light, perfect for savoring a cup of coffee. The Living room is spacious and a perfect place for all to enjoy. The Dining room is centrally located between the Kitchen and Living room for ease of family gatherings and entertaining. This corner lot offers a outdoor space for relaxation, a large driveway to accommodate all vehicles, detached garage, and additional Shed for storage options. This 3-bedroom, 1-bathroom single-family residence, constructed in 1920, offers a blend of classic charm and modern convenience. Sold "As-Is" BATVAI
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 933 sq ft home built in 1920 sits in Pontiac in Pontiac.
Closed at $120,000 (about $129/sq ft).
Estimated annual property tax: $1,038, or about $87 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area933 sqft
Lot Size0.08 acres
Year Built1920
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48342
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/1/2026
Sold Date4/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,038
State Equalized Value$32,890
Taxable Value$17,150
Parcel #1420480001
Source: Public Records
Legal Description
T3N, R10E, SEC 20 H J RUNDEL'S SUB N 30 FT OF W 120 FT OF LOT 5 BLK 4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shawn Hermansen
Brookstone, Realtors LLC
Frequently Asked Questions about 474 N Saginaw Street, Pontiac, MI 48342
Which school district serves 474 N Saginaw Street, Pontiac, MI 48342?
Per MLS# 20261000116, 474 N Saginaw Street, Pontiac, MI 48342 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261000116, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 474 N Saginaw Street, Pontiac, MI 48342?
Per public tax records, annual property taxes for this property are $1,038. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 474 N Saginaw Street, Pontiac, MI 48342 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 474 N Saginaw Street, Pontiac, MI 48342 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 474 N Saginaw Street, Pontiac, MI 48342. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 474 N Saginaw Street, Pontiac, MI 48342?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$713
Principal & interest$713
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
474 N Saginaw Street, Pontiac, MI 48342
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Municipality
Pontiac
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County
Oakland County
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