Sold
4740 S Francis Road, St. Johns, MI 48879
Sold on 05/08/2026 for$441,000
MLS # 20261019249 (Realcomp)
3 beds2 baths2,172 sqftBuilt 19957.09 acres
1 / 38
Listing Description
Nestled on over 7 acres of secluded, private land surrounded by mature trees, this stunning country property offers peace, space, and breathtaking sunsets right from your front door. The home features 3 bedrooms and 2 full bathrooms, with an open-concept kitchen, dining, and living area highlighted by soaring cathedral ceilings and a cozy wood-burning fireplace—perfect for both everyday living and entertaining. The primary bedroom includes a private ensuite, walk-in closet, and direct access to the back deck, creating your own personal retreat. Two additional spacious bedrooms and a second full bath complete the main level. The finished lower level is filled with natural light from three large daylight windows and offers incredible versatility, including a built-in bar, family room, recreation area with pool table, and a bonus room ideal for a home office or exercise space—complete with its own walk-in closet. There’s also ample storage in the unfinished portion of the basement. Recent updates include a new roof (2019) and a new well pump (2025). Outdoor living is easy with low-maintenance composite decking on both the deck and porch, plus a cement patio area and fenced backyard. The 24x32 pole barn is fully finished, insulated walls, and heated—perfect for hobbies, storage, or workspace needs. Appliances are included, making this move-in-ready home the perfect blend of comfort, function, and serene country living.
Source: SparkMLS
About this home
Located in St. Johns, this property offers 3-bedroom, 2-bath, 2,172 sq ft, with original construction dating to 1995.
Final sale price: $441,000 (about $203/sq ft).
Annual property taxes run approximately $4,823 ($402/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,172 sqft
Lot Size7.09 acres
Year Built1995
Stories1
Location
CitySt. Johns
MunicipalityBengal Twp
Zip Code48879
CountyClinton
School DistrictSt. Johns
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Water Softener/Owned
Sale & Financing
Listed3/31/2026
Sold Date5/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,823
Parcel #02003340000305
Source: SparkMLS
Legal Description
COM 1238.88 FT N OF SE COR SEC 33, T7N, R3W, TH W 1315.01 FT, N 331.58 FT, E 615.11 FT, S 181.58 FT, E 700 FT, S 150 FT TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Barbara Roll Wyzga
Keller Williams First
Frequently Asked Questions about 4740 S Francis Road, St. Johns, MI 48879
What school district is 4740 S Francis Road, St. Johns, MI 48879 in?
Per MLS# 20261019249, this property is served by St. Johns. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4740 S Francis Road, St. Johns, MI 48879?
Per MLS# 20261019249, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261019249, the most recent reported annual property tax for 4740 S Francis Road, St. Johns, MI 48879 is $4,823. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4740 S Francis Road, St. Johns, MI 48879 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4740 S Francis Road, St. Johns, MI 48879 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bengal Twp police department or the Clinton County sheriff's office.
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Monthly payment$2,853
Principal & interest$2,853
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4740 S Francis Road, St. Johns, MI 48879
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