Sold
475 W Breckenridge Street, Ferndale, MI 48220
Sold on 03/27/2026 for$380,000
MLS # 20261007834 (Realcomp)
5 beds2 baths1,911 sqftBuilt 19270.17 acres
1 / 48
Listing Description
Fantastic opportunity to own a versatile multifamily home just steps from downtown Ferndale! Located in the heart of the city’s vibrant walkable neighborhood, this property features a welcoming covered front porch, balconies on the upper unit, and a shared basement for extra storage. The spacious lower unit offers 3 bedrooms and 1 full bath with bright living and dining spaces, while the upper unit provides 2 bedrooms and 1 full bath with tons of natural light. Shared washer/dryer in the basement. Both units have private exterior entrances to their unit and to the basement with private storage. Perfect for an owner-occupant or investor looking to benefit from Ferndale’s walkable, high-demand location. Please schedule showings with at least 24 hours in advance to respect the current tenant's privacy.
Source: SparkMLS
About this home
5-bedroom, 2-bath, 1,911 sq ft home in Ferndale in Ferndale built in 1927.
This home sold for $380,000 (about $199/sq ft).
Estimated annual property tax: $4,211, or about $351 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,911 sqft
Lot Size0.17 acres
Year Built1927
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed2/8/2026
Sold Date3/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,211
State Equalized Value$169,280
Taxable Value$64,390
Parcel #2527354013
Source: Public Records
Legal Description
T1N, R11E, SEC 27 WOODWARD HEIGHTS SUB LOT 369 & N 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ian Billock
Top Agent Realty
Frequently Asked Questions about 475 W Breckenridge Street, Ferndale, MI 48220
What school district is 475 W Breckenridge Street, Ferndale, MI 48220 in?
Per MLS# 20261007834, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261007834, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261007834, the most recent reported annual property tax for 475 W Breckenridge Street, Ferndale, MI 48220 is $4,211. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 475 W Breckenridge Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 475 W Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 475 W Breckenridge Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 475 W Breckenridge Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$2,465
Principal & interest$2,465
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
475 W Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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