For Sale
478 Cypress Road, Rochester Hills, MI 48309
$559,900
MLS # 26023151 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,642 sqftBuilt 19790.43 acres
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Listing Description
Here is your opportunity to buy your dream family home in Rochester Hills' most beautiful neighborhood! Enjoy the rare convenience of walkable access to top-rated elementary, middle, and high schools in the highly acclaimed Rochester Community Schools district. This beautiful brick colonial offers spacious, sun-filled rooms, a smart functional layout, and timeless charm perfect for everyday living and unforgettable entertaining. Step outside to a spectacular backyard oasis featuring a large patio, expansive lawn, and a fun hill ideal for sledding, waterslides, and year-round adventures! Inside, you'll love the bright formal living and dining areas, cozy family room, and chef-friendly kitchen with generous workspace. Upstairs boasts oversized bedrooms and updated bathrooms, while the finished lower level delivers flexible space for a rec room, home office, or play area - plus abundant storage. This move-in-ready gem in a prime location is ideal for growing families.
Source: SparkMLS
About this home
Located in Rochester Hills in Rochester Hills, this property offers 4-bedroom, 3-bath, 2,642 sq ft, with original construction dating to 1979.
Currently offered at $559,900 (about $212/sq ft).
Annual property taxes run approximately $2,430 ($203/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,642 sqft
Lot Size0.43 acres
Year Built1979
Stories2
Location
CityRochester Hills
MunicipalityRochester Hills
Zip Code48309
CountyOakland
School DistrictRochester
Construction & Systems
StyleColonial
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/18/2026
Original Price$580,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,430
Tax Year2025
State Equalized Value$272,410
Taxable Value$151,700
Assessed Value$151,700
Parcel #1516178019
Source: Public Records
Legal Description
T3N, R11E, SEC 16 WILLOWOOD SUB LOT 136
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jon Wilcox
eXp Realty, LLC
Frequently Asked Questions about 478 Cypress Road, Rochester Hills, MI 48309
What school district is 478 Cypress Road, Rochester Hills, MI 48309 in?
Per MLS# 26023151, this property is served by Rochester. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26023151, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023151, the most recent reported annual property tax for 478 Cypress Road, Rochester Hills, MI 48309 is $2,430 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 478 Cypress Road, Rochester Hills, MI 48309 eligible for USDA financing?
Per USDA Rural Development boundary data, 478 Cypress Road, Rochester Hills, MI 48309 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 478 Cypress Road, Rochester Hills, MI 48309 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$3,632
Principal & interest$3,632
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
478 Cypress Road, Rochester Hills, MI 48309
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Municipality
Rochester Hills
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County
Oakland County
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