Sold
478 E Breckenridge Street, Ferndale, MI 48220
Sold on 11/24/2025 for$350,000
MLS # 20251025525 (Realcomp)
4 beds2 baths1,363 sqftBuilt 19270.12 acres
1 / 35
Listing Description
** HIGHLY MOTIVATED SELLER - BRING ALL OFFERS ** HIGHLIGHTS:- Prime Location: WALKING DISTANCE TO DOWNTOWN FERNDALE – shops, dining, and nightlife just steps away- 4 Bedrooms / 2 Full Baths- Updated Kitchen: Granite Counters, White Cabinets, Subway Tile, Stainless Appliances- Luxury Vinyl Plank Flooring & Neutral Paint- 1 Bedroom + Full Bath on Main Level- 3 Bedrooms + Full Bath Upstairs- New Roof – 2024- Air Ducts Cleaned – 2024- Front Porch & Fenced Yard- Oversized 2-Car Garage- Unfinished Basement with washer & dryer- Brand new electrical, 2018. ALL grounded circuits- EV compatible garage- Apartment complex next door is small and quiet. Sellers have had 0 issues in their 7 years living hereDescription:Live just steps from downtown Ferndale in this move-in ready 4BR/2BA tudor style home. Enjoy an updated kitchen, versatile layout, and recent upgrades including a 2024 roof and air duct cleaning. With shops, dining, coffee, and events just a short stroll away, this home offers the perfect blend of comfort, convenience, and walkable lifestyle. Owner is a mortgage broker, open to any and all conversations.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,363 sq ft home built in 1927 sits in Ferndale in Ferndale.
This home sold for $350,000 (about $257/sq ft).
Estimated annual property tax: $6,847, or about $571 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,363 sqft
Lot Size0.12 acres
Year Built1927
Stories3
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed8/8/2025
Sold Date11/23/2025
Original Price$385,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,847
State Equalized Value$137,410
Taxable Value$133,400
Parcel #2527457008
Source: Public Records
Legal Description
T1N, R11E, SEC 27 MICHELSON WOODS SUB LOT 51, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Zachary King
Community Choice Realty Inc
Frequently Asked Questions about 478 E Breckenridge Street, Ferndale, MI 48220
Which school district serves 478 E Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20251025525, 478 E Breckenridge Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 478 E Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20251025525, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 478 E Breckenridge Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $6,847. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 478 E Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 478 E Breckenridge Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 478 E Breckenridge Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 478 E Breckenridge Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
478 E Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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