For Sale
47816 Jefferson Avenue, Chesterfield, MI 48047
$349,000
MLS # 20261007600 (Realcomp)
3 beds1 bath1,116 sqftBuilt 19550.33 acres
1 / 29
Listing Description
Welcome to this charming 3-bedroom, 1-bath waterfront home in Chesterfield Township, offered for sale for the very first time. Situated on a peaceful canal with 60 feet of frontage, this well-maintained home features original hardwood floors, a newer roof and heating system, blown-in insulation, updated plumbing, and an updated seawall.Enjoy a flexible upstairs space perfect for a home office or sitting area, plus a 1.5-car garage and two sheds for extra storage. Tucked away from Jefferson, the park-like backyard offers privacy, tranquil water views, and the perfect setting for relaxing or entertaining.A rare opportunity to own a charming waterfront retreat with character, updates, and endless potential.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,116 sq ft home in Chesterfield Township in Chesterfield built in 1955.
Asking $349,000 (about $313/sq ft).
Estimated annual property tax: $3,147, or about $262 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,116 sqft
Lot Size0.33 acres
Year Built1955
Stories2
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
School DistrictAnchor Bay
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed2/5/2026
Original Price$379,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,147
State Equalized Value$112,100
Taxable Value$84,337
Parcel #09-28-276-001
Source: Public Records
Legal Description
ANCHOR BAY HARBOR LOT 242
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Leslie Martin
River Oaks Realty
Frequently Asked Questions about 47816 Jefferson Avenue, Chesterfield, MI 48047
Which school district serves 47816 Jefferson Avenue, Chesterfield, MI 48047?
Per MLS# 20261007600, 47816 Jefferson Avenue, Chesterfield, MI 48047 is in the Anchor Bay boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Anchor Bay directly to confirm enrollment eligibility.
What financing options are available for 47816 Jefferson Avenue, Chesterfield, MI 48047?
Per MLS# 20261007600, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 47816 Jefferson Avenue, Chesterfield, MI 48047?
Per public tax records, annual property taxes for this property are $3,147. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 47816 Jefferson Avenue, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 47816 Jefferson Avenue, Chesterfield, MI 48047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 47816 Jefferson Avenue, Chesterfield, MI 48047. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 47816 Jefferson Avenue, Chesterfield, MI 48047?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,264
Principal & interest$2,264
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
47816 Jefferson Avenue, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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