For Sale
4783 Ellis Road, Boyne City, MI 49712
$3,750,000
MLS # 20251059235 (Realcomp)
3 beds2 baths2,496 sqftBuilt 19570.5 acres
1 / 6
Listing Description
Discover the magic of Walloon Lake living in this exceptional lakefront home offering breathtaking sunrise and sunset views with 112+ feet of prime Main Lake frontage and a hard, sandy bottom—all nestled among majestic hardwoods. Perfectly situated between Petoskey and Boyne City, this property combines natural beauty with modern comfort.This home is exceptionally well cared for and move-in ready, featuring:Full-house generator with automatic transfer switch * Brand-new 2024 roof with 50-year shingles *Natural wood-burning fireplace in the great room *Super-efficient insulation with blown-in cellulose and batts *Gourmet kitchen with custom cement countertops and all appliances included *Vaulted ceilings and Hickory hardwood floors in the great room and kitchen *In-floor radiant heat for year-round comfort *Custom dock system with bubblers *Detached 2-car garage *Located on the coveted 4,270-acre Walloon Lake, stretching over 9 miles long and 1 mile wide, this property offers a rare opportunity to enjoy one of Michigan’s most celebrated lakes.This is more than a home—it's a legacy. Experience the unparalleled beauty, serenity, and lifestyle that only Walloon Lake can offer.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,496 sq ft home in Boyne City built in 1957.
Asking $3,750,000 (about $1,502/sq ft).
Annual property taxes run approximately $8,106 ($676/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,496 sqft
Lot Size0.5 acres
Year Built1957
Stories2
Location
CityBoyne City
MunicipalityEvangeline Twp
Zip Code49712
CountyCharlevoix
School DistrictBoyne City
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingHot Water, Radiant
WaterWell
SewerSeptic Tank
Sale & Financing
Listed12/9/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,106
Parcel #00501202600
Source: SparkMLS
Legal Description
COM AT A PT WHICH LIES N73DEG30'W 100FT OF MEANDER POST ON N&S1/4 LI SEC 12 T33N R6W ON SH WALLOON LAKE TH N81DEG13'W AL SD SH 112FT TH S16DEG30'W 193 FT TH S81DEG10' E AL A PVT RD TO A PT THAT IS S16DEG30'W OF POB TH N16DEG30' E TO POB (L 209P 4).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert C Sprader
KW Showcase Realty
Frequently Asked Questions about 4783 Ellis Road, Boyne City, MI 49712
What school district is 4783 Ellis Road, Boyne City, MI 49712 in?
Per MLS# 20251059235, this property is served by Boyne City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251059235, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251059235, the most recent reported annual property tax for 4783 Ellis Road, Boyne City, MI 49712 is $8,106. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4783 Ellis Road, Boyne City, MI 49712 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4783 Ellis Road, Boyne City, MI 49712 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4783 Ellis Road, Boyne City, MI 49712?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4783 Ellis Road, Boyne City, MI 49712. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Evangeline Twp police department or the Charlevoix County sheriff's office.
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Monthly payment$24,322
Principal & interest$24,322
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4783 Ellis Road, Boyne City, MI 49712
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