Sold
4784 HALF PENNY, Commerce Twp, MI 48382
Sold on 06/20/2025 for$370,000
MLS # 20250037166 (Realcomp)
3 beds2 baths2,378 sqftBuilt 19760.33 acres
1 / 31
Listing Description
Welcome to this beautifully maintained 3-bedroom, 1.5-bath colonial offering over 2,000 sq. ft. of living space, including a finished walk-out lower level with a cozy family room, rec area, and a versatile office or optional 4th bedroom. Nestled on a quiet cul-de-sac on a .33-acre lot, this home blends comfort, updates, and location in one fantastic package!The heart of the home is the updated kitchen, featuring oak cabinetry, granite countertops, and a new dishwasher. The spacious living room centers around a stunning custom-built gas fireplace with a commanding 10-ft mantel, providing both warmth and character—truly a showpiece and conversation starter.Major updates provide peace of mind: newer carpet (2016), roof (2011), windows (2010), A/C(2009), and septic system (2010). You'll also appreciate the fresh exterior paint (2016), professional landscaping (2023), and updated washer (2022).Step outside and enjoy the quiet serenity of the neighborhood or take advantage of optional lake privileges on Commerce Lake for just $55/year—including access to a boat ramp, beach, pavilion, and a fenced play area. It’s one of Oakland County’s nicest private lakefront spots!All kitchen appliances stay, as well as the washer and dryer! Plus, note: the grassy area to the right of the home is part of the property, not a vacant lot.Located within walking distance to Huron Valley Hospital and just minutes from M-5, in the award-winning Walled Lake School District, this home checks all the boxes. Schedule your showing today and fall in love with this charming home!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,378 sq ft home in Commerce Township in Commerce Twp built in 1976.
This home sold for $370,000 (about $156/sq ft).
Property tax estimate: $4,175 per year ($348/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,378 sqft
Lot Size0.33 acres
Year Built1976
Stories2
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionAluminum Siding, Brick
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed5/22/2025
Sold Date6/19/2025
Original Price$389,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,842
State Equalized Value$151,710
Taxable Value$126,560
Parcel #1710176025
Source: Public Records
Legal Description
T2N, R8E, SEC 10 MT ROYAL HILLS LOT 7
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Todd A Rall
Keller Williams Ann Arbor Market Center
Frequently Asked Questions about 4784 HALF PENNY, Commerce Twp, MI 48382
Which school district serves 4784 HALF PENNY, Commerce Twp, MI 48382?
Per MLS# 20250037166, 4784 HALF PENNY, Commerce Twp, MI 48382 is in the Walled Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Walled Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20250037166, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4784 HALF PENNY, Commerce Twp, MI 48382?
Per public tax records, annual property taxes for this property are $3,842. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4784 HALF PENNY, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4784 HALF PENNY, Commerce Twp, MI 48382 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4784 HALF PENNY, Commerce Twp, MI 48382. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4784 HALF PENNY, Commerce Twp, MI 48382?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$4,175
Monthly$348
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,748
Principal & interest$2,400
Property taxes$348
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4784 HALF PENNY, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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