Sold
47978 Jefferson Avenue, Chesterfield, MI 48047
Sold on 11/12/2025 for$270,000
MLS # 20251037806 (Realcomp)
3 beds2 baths1,336 sqftBuilt 19570.35 acres
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Listing Description
Calling all Boaters!!!! Welcome to this delightful 3-bedroom, 1.5-bathroom home, perfectly nestled along a serene the canal. The home features a nice updated kitchen with sleek countertops, and ample storage. Three cozy bedrooms, offering plenty of space for family or guests. Also has a harmonious blend of comfort and natural beauty, creating an ideal haven for relaxation and entertainment. With a Park-Like Backyard it boasts tranquil ambiance, perfect for outdoor gatherings or peaceful retreats. This property is a rare gem waiting for you to make it your own.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,336 sq ft home in Chesterfield Township in Chesterfield built in 1957.
Closed at $270,000 (about $202/sq ft).
Estimated annual property tax: $4,091, or about $341 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,336 sqft
Lot Size0.35 acres
Year Built1957
Stories1
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
School DistrictAnchor Bay
Construction & Systems
BasementCrawl Space
Garage1.5 spaces
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
Sale & Financing
Listed9/19/2025
Sold Date11/11/2025
Original Price$290,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,091
State Equalized Value$144,600
Taxable Value$105,938
Parcel #09-28-276-016
Source: Public Records
Legal Description
ANCHOR BAY HARBOR; LOT 227
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Antoinette L Wallace
Thrive Realty Company
Frequently Asked Questions about 47978 Jefferson Avenue, Chesterfield, MI 48047
Which school district serves 47978 Jefferson Avenue, Chesterfield, MI 48047?
Per MLS# 20251037806, 47978 Jefferson Avenue, Chesterfield, MI 48047 is in the Anchor Bay boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Anchor Bay directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251037806, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 47978 Jefferson Avenue, Chesterfield, MI 48047?
Per public tax records, annual property taxes for this property are $4,091. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 47978 Jefferson Avenue, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 47978 Jefferson Avenue, Chesterfield, MI 48047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 47978 Jefferson Avenue, Chesterfield, MI 48047. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 47978 Jefferson Avenue, Chesterfield, MI 48047?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,841
Principal & interest$1,841
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
47978 Jefferson Avenue, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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