For Sale
4800 Howell Road, Otter Lake, MI 48464
$455,000
MLS # 20261028690 (Realcomp)
3 beds3 baths3,608 sqftBuilt 20038.34 acres
1 / 61
Listing Description
Welcome to your private slice of paradise—where peaceful country living meets the ultimate space for entertaining. Nestled on 8.5 acres of breathtaking land, this stunning 2,000 sq ft ranch offers the perfect balance of quiet seclusion and unforgettable gathering spaces.Step inside to discover a thoughtfully designed home featuring 3 spacious bedrooms, 3 full bathrooms, and two inviting living areas—The family rooms is cozy offering a gas fireplace, ideal for relaxing evenings or hosting friends and family. The updated kitchen is both stylish and functional with newer SS appliances, updated cabinetry and refinished epoxy countertops opening to a large dining space with a wet-bar ready for everything from casual breakfasts to holiday feasts. This home offers a convenient first-floor laundry adds ease to your everyday routine.The walk-out basement expands your living space for adding extra bedrooms or creating your ultimate basement space. Walk out directly to the outdoors, where the real magic happens. A spectacular three-tiered deck overlooks your private oasis—complete with a pool and serene views of the property. Whether you're enjoying a quiet morning coffee, summer barbecues, or sunset swims, this outdoor space was made for both relaxation and celebration.The land itself is a dream: wide open, beautifully maintained, and featuring a stocked pond for fishing on the summer nights ahead. Tucked away for maximum privacy and peace, yet designed with entertaining in mind, this home truly offers the best of both worlds.A bonus is the 4-car garage (2025) perfect for car enthusiasts, hobbyists, or anyone in need of extra space that is perfect for storage, projects, or all your outdoor toys.If you’ve been searching for a home that feels like a retreat, yet functions as the ultimate host’s haven, this is it.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 3,608 sq ft home in Marathon Township in Otter Lake built in 2003.
Listed at $455,000 (about $126/sq ft).
Annual property taxes run approximately $2,811 ($234/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,608 sqft
Lot Size8.34 acres
Year Built2003
Stories1
Location
CityOtter Lake
MunicipalityMarathon Twp
Zip Code48464
CountyLapeer
School DistrictLakeville
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Partial
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished
Sale & Financing
Listed4/26/2026
Original Price$469,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$2,811
Parcel #01300904700
Source: SparkMLS
Legal Description
SEC 9 T9N R9E BEG S 1/4 COR TH W 613.00', TH N 1 DEG 04' 30" E 434.19' TH N 39 DEG 12' 15" E 227.04' TO SE COR OF BLUE WATER DR, TH E478.39', TH S 1 DEG 36' W 610.28' TO POB. 8.34 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brianna Gazley
Knockout Real Estate
Frequently Asked Questions about 4800 Howell Road, Otter Lake, MI 48464
What school district is 4800 Howell Road, Otter Lake, MI 48464 in?
Per MLS# 20261028690, this property is served by Lakeville. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4800 Howell Road, Otter Lake, MI 48464?
Per MLS# 20261028690, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261028690, the most recent reported annual property tax for 4800 Howell Road, Otter Lake, MI 48464 is $2,811. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4800 Howell Road, Otter Lake, MI 48464 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4800 Howell Road, Otter Lake, MI 48464 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Marathon Twp police department or the Lapeer County sheriff's office.
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Monthly payment$2,951
Principal & interest$2,951
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4800 Howell Road, Otter Lake, MI 48464
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Municipality
Marathon Township
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