For Sale
4805 3 Mile Road, Bay City, MI 48706
$132,000
MLS # 26015789 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,332 sqftBuilt 19200.53 acres
1 / 22
Listing Description
Welcome to 4805 3 Mile Road. This inviting 3-bedroom, 1.5-bath home sits on just over half an acre, offering plenty of space while keeping you close to everything Bay City has to offer, including dining, shopping, entertainment, and schools, with easy highway access for commuting. Inside, you'll find a spacious kitchen, a practical and well-designed layout, and the convenience of main-floor laundry. Large windows throughout the home fill the space with natural light, creating a warm and welcoming atmosphere.Don't miss your opportunity to make this house your home--schedule your private showing today.
Source: SparkMLS
About this home
Located in Bay City, this property offers 3-bedroom, 2-bath, 1,332 sq ft, with original construction dating to 1920.
Asking $132,000 (about $99/sq ft).
Property tax estimate: $679 per year ($57/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,332 sqft
Lot Size0.53 acres
Year Built1920
Stories2
Location
CityBay City
MunicipalityMonitor Twp
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementCrawl Space, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPrivate Water
SewerSeptic Tank
Sale & Financing
Listed6/16/2026
Original Price$160,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$679
Tax Year2025
Assessed Value$46,148
Parcel #09-100-024-300-120-00
Source: SparkMLS
Legal Description
W 300 FT OF S 77.5 FT OF N 622 FT OF NW 1/4 OF SW 1/4. SEC 24 T14N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Chadwick W Jurgens
Apex Realty Group
Frequently Asked Questions about 4805 3 Mile Road, Bay City, MI 48706
Which school district serves 4805 3 Mile Road, Bay City, MI 48706?
Per MLS# 26015789, 4805 3 Mile Road, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26015789, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4805 3 Mile Road, Bay City, MI 48706?
Per public tax records, annual property taxes for this property are $679 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4805 3 Mile Road, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4805 3 Mile Road, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4805 3 Mile Road, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Monitor Twp police department or the Bay County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$856
Principal & interest$856
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4805 3 Mile Road, Bay City, MI 48706
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