For Sale
4805 E Shore Drive NE, Kalkaska, MI 49646
$1,499,000
MLS # 20261052055 (Realcomp)
5 beds3 baths4,715 sqftBuilt 20100.3 acres
1 / 49
Listing Description
Turnkey, exquisite Manistee Lake waterfront home offering 4,700 square feet and up to six bedrooms. Relaxed, elegant, and built for lake life, this property has been cherished by the same family since the 1940s. Generations of boating, swimming, walking to the store, and now strolling to the beloved Manistee Lake Bakery have made this a true family legacy property. The original grandmother’s cottage was removed and replaced with a masterfully designed and built home by Brian Andersen. Rock-solid construction, sound and weather protection, thoughtful design, and exceptional care make this home feel nearly untouched. It is hard to tell anyone has ever lived here, it is that well maintained. Designed for gathering, the granite kitchen features two sinks in the island, a waterfront bar perfect for serving a crowd, and a 10 x 6 butler’s pantry for extra prep and storage. Flexible living offers up to six bedrooms, or use the waterfront loft as a beautiful office or creative space. The full unfinished walkout basement is framed and ready to finish. Hot water heat plus ducted forced air add comfort and efficiency. Low maintenance by design, this home is easy to enjoy year-round or close up and leave for the winter. Two garages offer up to four indoor parking spaces, and dog lovers will appreciate the custom dog yard and bathing area already in place. Manistee Lake is an 860-acre, crystal-clear, all-sports lake known for easy swimming, boating, and peaceful summer evenings where Taps can be heard across the water. Stunning yet humble, elegant yet easy, this is a lakefront estate built for family, friends, dogs, and decades of memories.
Source: SparkMLS
About this home
5-bedroom, 3-bath, 4,715 sq ft home in Kalkaska built in 2010.
Currently offered at $1,499,000 (about $318/sq ft).
Estimated annual property tax: $5,339, or about $445 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area4,715 sqft
Lot Size0.3 acres
Year Built2010
Stories2
Location
CityKalkaska
MunicipalityCold Springs Twp
Zip Code49646
CountyKalkaska
School DistrictKalkaska
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage4 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,339
Parcel #00504002400
Source: SparkMLS
Legal Description
LOT 24 AND THE N 1/2 OF VACATED CHERRY ST BIRCH TERRACE SEC 34 T28N-R6W (NOW KNOWN AS LOT 24 OF THE AMENDED PLAT OF LOTS 24 AND 25 AND VACATED CHERRY ST BIRCH TERRACE AS DESC ON PLAT REC AT D/116)
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cindy Anderson
Lake Homes Realty, LLC
Frequently Asked Questions about 4805 E Shore Drive NE, Kalkaska, MI 49646
Which school district serves 4805 E Shore Drive NE, Kalkaska, MI 49646?
Per MLS# 20261052055, 4805 E Shore Drive NE, Kalkaska, MI 49646 is in the Kalkaska boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Kalkaska directly to confirm enrollment eligibility.
What financing options are available for 4805 E Shore Drive NE, Kalkaska, MI 49646?
Per MLS# 20261052055, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4805 E Shore Drive NE, Kalkaska, MI 49646?
Per public tax records, annual property taxes for this property are $5,339. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4805 E Shore Drive NE, Kalkaska, MI 49646 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 4805 E Shore Drive NE, Kalkaska, MI 49646?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Cold Springs Twp police department or the Kalkaska County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$9,722
Principal & interest$9,722
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4805 E Shore Drive NE, Kalkaska, MI 49646
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