Sold
4806 Surfwood Drive, Commerce Twp, MI 48382
Sold on 01/06/2026 for$875,000
MLS # 20251034776 (Realcomp)
4 beds3 baths2,688 sqftBuilt 19860.41 acres
1 / 49
Listing Description
This beautifully updated 4-bed, 3-full-bath Ranch home is ideally situated on a huge scenic bay, minutes from the main lake of Lake Sherwood. It offers single-level living w/ a spacious, open-concept floor plan that seamlessly blends comfort and functionality. The sun-filled family room features large windows w/ breathtaking water views and opens to a modern kitchen w/ ample cabinetry, and a generously sized dining area. An incredible and spacious game room, thoughtfully designed for endless indoor entertainment, featuring a billiards table and more, it’s the perfect space to relax, play, and entertain guests in style! The primary suite provides direct access to the outdoor patio and includes a WIC and a walk-in shower. 3 additional bedrooms and 2 full baths offer flexibility for family, guests, or a home office. This incredible home was remodeled in 2023! Step outside to a private backyard oasis featuring 2 docks, a firepit, a sandy beach, and a custom outdoor kitchen/wet bar complete w/ seating to bar counter, beverage fridge, and BBQ grill. The property also includes an attached 4+ car tandem garage, a laundry room, and ample storage, all surrounded by well-maintained landscaping. Conveniently located near Downtown Milford, schools, and recreational facilities, this home offers the perfect blend of tranquility and accessibility. Seller needs a minimum of 60+ days for OCC.
Source: SparkMLS
About this home
Located in Commerce Township in Commerce Twp, this property offers 4-bedroom, 3-bath, 2,688 sq ft, with original construction dating to 1986.
Final sale price: $875,000 (about $326/sq ft).
Annual property taxes run approximately $10,152 ($846/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,688 sqft
Lot Size0.41 acres
Year Built1986
Stories1
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage4 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorWater Softener/Owned, Wet Bar
Sale & Financing
Listed9/7/2025
Sold Date1/5/2026
Original Price$979,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Annually
Source: SparkMLS
Tax Information
Annual Tax$11,551
State Equalized Value$368,890
Taxable Value$346,940
Parcel #1707253019
Source: Public Records
Legal Description
T2N, R8E, SEC 7 LAKE SHERWOOD SUB NO 4 PART OF LOT 126 DESC AS BEG AT NW LOT COR, TH N 65-13-56 E 109.95 FT TO PT 'A', TH N 65-13-56 E 25.12 FT TO WATER'S EDGE OF SHERWOOD LAKE, TH S 62-10-44 W 24.36 FT TO PT 'B' LOC S 56-07-54 E 1.52 FT FROM SD PT ' A', TH S 62-10-44 W 47.28 FT, TH S 68-40-13 W 63.64 FT TO BEG, ALSO ALL OF LOT 127, ALSO PART OF LOT 128 DESC AS BEG AT SW COR OF SD LOT 128, TH ALG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Susan McFarland
RE/MAX Classic
Frequently Asked Questions about 4806 Surfwood Drive, Commerce Twp, MI 48382
Which school district serves 4806 Surfwood Drive, Commerce Twp, MI 48382?
Per MLS# 20251034776, 4806 Surfwood Drive, Commerce Twp, MI 48382 is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251034776, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4806 Surfwood Drive, Commerce Twp, MI 48382?
Per public tax records, annual property taxes for this property are $11,551. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4806 Surfwood Drive, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4806 Surfwood Drive, Commerce Twp, MI 48382 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4806 Surfwood Drive, Commerce Twp, MI 48382. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4806 Surfwood Drive, Commerce Twp, MI 48382?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$10,152
Monthly$846
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$7,050
Principal & interest$6,162
Property taxes$846
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4806 Surfwood Drive, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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