Sold
481 N 2nd Street, Benton Harbor, MI 49022
Sold on 12/02/2025 for$172,000
MLS # 25056799 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,248 sqftBuilt 19360.5 acres
1 / 40
About this home
Located in Benton Township in Benton Harbor, this property offers 3-bedroom, 1-bath, 1,248 sq ft, with original construction dating to 1936.
Closed at $172,000 (about $138/sq ft).
Estimated annual property tax: $1,460, or about $122 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,248 sqft
Lot Size0.5 acres
Year Built1936
Stories2
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed11/4/2025
Sold Date12/1/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,460
Tax Year2024
Assessed Value$45,838
Parcel #11-03-5020-0083-00-4
Source: SparkMLS
Legal Description
ENTIRE LOT 83 & THE WLY 1/2 OF LOTS 84 & 85 TOWN OF MILLBURG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Daniel Graffenius
Century 21 Affiliated
Frequently Asked Questions about 481 N 2nd Street, Benton Harbor, MI 49022
What school district is 481 N 2nd Street, Benton Harbor, MI 49022 in?
Per MLS# 25056799, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25056799, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25056799, the most recent reported annual property tax for 481 N 2nd Street, Benton Harbor, MI 49022 is $1,460 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 481 N 2nd Street, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 481 N 2nd Street, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 481 N 2nd Street, Benton Harbor, MI 49022?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
35 Mbps
FiberLicensed Fixed WirelessGSO SatelliteCableSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
481 N 2nd Street, Benton Harbor, MI 49022
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Municipality
Benton Township
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