Sold
482 Pearson Street, Ferndale, MI 48220
Sold on 10/03/2025 for$345,000
MLS # 20251030353 (Realcomp)
3 beds1 bath1,313 sqftBuilt 19290.12 acres
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Listing Description
This charming home features an open floor plan with hardwood floors throughout and a cozy wood-burning fireplace in the living room.The updated kitchen boasts soft-close cabinets, granite countertops, a glass tile backsplash, and stainless-steel appliances. The insulatedsunroom provides the perfect spot to relax. Additional highlights include an updated bathroom, a new roof, and a basement with highceilings. Just minutes from downtown Ferndale, you'll love the convenience of nearby shops, restaurants, and vibrant local attractions.Don’t miss this fantastic opportunity. Come see everything this wonderful home has to offer!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 1-bath, 1,313 sq ft, with original construction dating to 1929.
Closed at $345,000 (about $263/sq ft).
Estimated annual property tax: $8,025, or about $669 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,313 sqft
Lot Size0.12 acres
Year Built1929
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed8/25/2025
Sold Date10/2/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$8,025
State Equalized Value$163,540
Taxable Value$160,380
Parcel #2534132033
Source: Public Records
Legal Description
T1N, R11E, SEC 34 ADD TO GREENWOOD PARK LOT 231, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Matthew J Stransky
Good Company
Frequently Asked Questions about 482 Pearson Street, Ferndale, MI 48220
Which school district serves 482 Pearson Street, Ferndale, MI 48220?
Per MLS# 20251030353, 482 Pearson Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 482 Pearson Street, Ferndale, MI 48220?
Per MLS# 20251030353, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 482 Pearson Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $8,025. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 482 Pearson Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 482 Pearson Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 482 Pearson Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 482 Pearson Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$2,173
Principal & interest$2,173
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
482 Pearson Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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