Sold
4820 E 12th Street, White Cloud, MI 49349
Sold on 05/28/2026 for$280,000
MLS # 26003342 (Michigan Regional Information Center (MichRIC))
4 beds1 bath2,247 sqftBuilt 18545.5 acres
1 / 30
Listing Description
Enjoy 5.5 acres, and a spacious farmhouse that has history as a former stage coach stop. A lot of updating in the last 20 years with new windows, paint, flooring, well, septic, water heater, foundation work, roof with transferrable warranty and more has been done. Pellet furnace installed in 2024 and attached to the duct work, then you also have the propane furnace that can be used when needed as back-up. The kitchen has plenty of room with a large island and formal meals can be enjoyed in the formal dining room. There is a 20 x 25 Garage and a 16 x 40 shed so plenty of room for the toys or storage needs! Room outside for a garden and more-there is 5.5 acres to create your dream outdoor oasis! Call today, set up your showing and own a piece of history!
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 2,247 sq ft home built in 1854 sits in White Cloud.
Closed at $280,000 (about $125/sq ft).
Property tax estimate: $1,655 per year ($138/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area2,247 sqft
Lot Size5.5 acres
Year Built1854
Stories2
Location
CityWhite Cloud
MunicipalityBig Prairie Twp
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleColonial
ConstructionAluminum Siding
BasementMichigan Basement, Partial
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed1/28/2026
Sold Date5/27/2026
Original Price$299,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,655
Tax Year2025
Assessed Value$50,205
Parcel #16-07-300-003
Source: SparkMLS
Legal Description
N 800 FT OF W 300 FT OF N 1/2 SW 1/4. 5.5A M/L SEC 7, T13N R11W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Teresa L VandenBosch
Childress Associates Realty
Frequently Asked Questions about 4820 E 12th Street, White Cloud, MI 49349
What school district is 4820 E 12th Street, White Cloud, MI 49349 in?
Per MLS# 26003342, this property is served by White Cloud. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26003342, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26003342, the most recent reported annual property tax for 4820 E 12th Street, White Cloud, MI 49349 is $1,655 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4820 E 12th Street, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4820 E 12th Street, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4820 E 12th Street, White Cloud, MI 49349?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Big Prairie Twp police department or the Newaygo County sheriff's office.
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Monthly payment$1,913
Principal & interest$1,913
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
TruestreamFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4820 E 12th Street, White Cloud, MI 49349
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