Sold
4820 Valley Vista Lane, Troy, MI 48098
Sold on 11/03/2025 for$1,050,000
MLS # 20251040116 (Realcomp)
6 beds7 baths5,122 sqftBuilt 19741.1 acres
1 / 48
Listing Description
Welcome to this extraordinary ranch home, offering nearly 5,000 square feet of elegant living space on a private one-acre lot. With a striking contemporary design, this residence seamlessly blends modern finishes with the inviting warmth of everyday comfort. Upon arrival, you’ll be captivated by outstanding curb appeal, circular driveway & 4-car garage, setting the tone for this truly unique home. The impressive front porch opens to a spacious entryway, leading into the main living areas that flow effortlessly into a true chef’s kitchen. Imagine preparing meals with state-of-the-art appliances and sleek, sophisticated design. The designated dining area is perfect for intimate dinners or large gatherings. Escape to the expansive primary suite, featuring a luxurious bathroom with a statement shower, double vanities, in-suite laundry, and a generous closet. Two additional bedrooms each offer their own ensuite bathrooms, ensuring comfort and privacy, while two more bedrooms share a Jack & Jill bath—completing the five bedrooms on main floor. The finished lower level enhances your living experience, providing an additional bedroom, two full bathrooms, a kitchenette, living room, and ample storage—ideal for extended family, guests, or entertaining. Step outside to your private retreat: a heated saltwater pool, surrounded by lush green space for relaxation and recreation. This setting offers rare seclusion, all within close proximity to everyday conveniences. Recent upgrades deliver peace of mind, including a new AC (’22), hot water heater (’25), refrigerator, Thermador oven (’25), and a whole-house generator. This property is more than a home — it is a rare opportunity to own a modern retreat that perfectly balances sophistication, comfort, and privacy in one of Troy’s most coveted settings. Award-winning Troy Schools, conveniently located just minutes from shopping, dining, parks & major freeways. Schedule your showing TODAY!
Source: SparkMLS
About this home
This 6-bedroom, 7-bath, 5,122 sq ft home built in 1974 sits in Troy in Troy.
Final sale price: $1,050,000 (about $205/sq ft).
Estimated annual property tax: $12,457, or about $1,038 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms7
Living Area5,122 sqft
Lot Size1.1 acres
Year Built1974
Stories1
Location
CityTroy
MunicipalityCity of Troy
Zip Code48098
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick, Wood Siding
BasementCrawl Space
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Generator, Wet Bar
Sale & Financing
Listed9/24/2025
Sold Date11/2/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$12,457
State Equalized Value$481,880
Taxable Value$350,910
Parcel #2018126006
Source: Public Records
Legal Description
T2N, R11E, SEC 18 COUNTRYSIDE ESTATES NO. 1 LOT 20
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Caitlyn Urquhart
Brookstone, Realtors LLC
Frequently Asked Questions about 4820 Valley Vista Lane, Troy, MI 48098
Which school district serves 4820 Valley Vista Lane, Troy, MI 48098?
Per MLS# 20251040116, 4820 Valley Vista Lane, Troy, MI 48098 is in the Troy boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Troy directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251040116, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4820 Valley Vista Lane, Troy, MI 48098?
Per public tax records, annual property taxes for this property are $12,457. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4820 Valley Vista Lane, Troy, MI 48098 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4820 Valley Vista Lane, Troy, MI 48098 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4820 Valley Vista Lane, Troy, MI 48098. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4820 Valley Vista Lane, Troy, MI 48098?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$7,135
Principal & interest$7,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4820 Valley Vista Lane, Troy, MI 48098
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Municipality
Troy
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County
Oakland County
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