Under Contract
4830 Mill Street, Montague, MI 49437
$275,000
MLS # 26034656 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,674 sqftBuilt 18900.5 acres
1 / 48
Listing Description
Prime White Lake area location in the City of Montague, just a block from the water and close to everything Montague and Whitehall have to offer. This move-in ready farmhouse-style home has been redone and offers 3 bedrooms, 2 full baths, 1,674 finished square feet, and a detached 2-car garage on a spacious corner lot. The main level features a primary bedroom, two full baths, laundry, and an updated kitchen with center island, snack bar, pantry, and views toward White Lake through the trees. Upstairs includes two bedrooms plus a finished bonus room that could make a great office, playroom, reading nook, hobby space, or extra storage area. Enjoy the best of the White Lake area with boating, marinas, parks, sandy Lake Michigan beaches, the Hart-Montague Bike Trail, and plenty of nearby places to walk, run, bike, shop, eat, and explore. Located near downtown Montague, downtown Whitehall, White Lake, Lake Michigan, Muskegon, and Grand Rapids, this is a great option for year-round living,
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,674 sq ft home in Montague in Montague built in 1890.
Listed at $275,000 (about $164/sq ft).
Estimated annual property tax: $4,997, or about $416 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,674 sqft
Lot Size0.5 acres
Year Built1890
Stories2
Location
CityMontague
MunicipalityMontague City
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleFarmhouse, Traditional
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available
InteriorBroadband, Center Island, Pantry
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,997
Tax Year2025
Assessed Value$65,111
Parcel #21-425-003-0003-01
Source: SparkMLS
Legal Description
MONTAGUE CITY VILLAGE OF MAPLE GROVE LOTS 3 & 4 BLK 3BNDRY ADJ 2026 BETWEEN21-425-003-0003-00 AND 0001-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dylan Zuniga
Five Star Real Estate Whitehall
Frequently Asked Questions about 4830 Mill Street, Montague, MI 49437
What school district is 4830 Mill Street, Montague, MI 49437 in?
Per MLS# 26034656, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4830 Mill Street, Montague, MI 49437?
Per MLS# 26034656, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034656, the most recent reported annual property tax for 4830 Mill Street, Montague, MI 49437 is $4,997 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4830 Mill Street, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4830 Mill Street, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Montague City police department or the Muskegon County sheriff's office.
Map
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Monthly payment$1,784
Principal & interest$1,784
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4830 Mill Street, Montague, MI 49437
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Municipality
Montague
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