Sold
4840 Gilbo Avenue, Waterford, MI 48328
Sold on 06/18/2026 for$308,150
MLS # 20261026423 (Realcomp)
3 beds3 baths2,317 sqftBuilt 20030.21 acres
1 / 46
Listing Description
A charming three-bedroom ranch tucked at the end of a quiet dead-end street, offering privacy, comfort, and a spacious open floor plan perfect for everyday living and entertaining. This inviting home features three bedrooms, three full bathrooms, a cozy fireplace in the great room, and a bright, flowing main living area that connects seamlessly to the kitchen with maple cabinetry, granite counters and the dining space.The finished walk-out basement adds exceptional versatility, providing extra living space ideal for a family room, recreation area, home office, or guest retreat. Step outside and enjoy the wrap-around deck, a wonderful extension of the home that offers plenty of room for relaxing, grilling, or taking in the peaceful surroundings.With its desirable single-level layout, generous finished lower level, and serene location, this home combines warmth, function, and a tucked-away setting that feels both private and welcoming. Crescent Lake Highlands Subdivision beach access available with an annual fee of $50 (optional to join) to all sports Crescent Lake and is just minutes away.Be sure to click on the drone icon and take the tour!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,317 sq ft home built in 2003 sits in Waterford Township in Waterford.
This home sold for $308,150 (about $133/sq ft).
Property tax estimate: $4,365 per year ($364/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,317 sqft
Lot Size0.21 acres
Year Built2003
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Humidifier
Sale & Financing
Listed5/21/2026
Sold Date6/17/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$50
Source: SparkMLS
Tax Information
Annual Tax$3,217
State Equalized Value$143,540
Taxable Value$79,390
Parcel #1327107015
Source: Public Records
Legal Description
T3N, R9E, SEC 27 CRESCENT LAKE HIGHLANDS LOT 72 & E 1/2 OF LOT 73
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karen S Williams
Clients First, REALTORS®
Frequently Asked Questions about 4840 Gilbo Avenue, Waterford, MI 48328
Which school district serves 4840 Gilbo Avenue, Waterford, MI 48328?
Per MLS# 20261026423, 4840 Gilbo Avenue, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261026423, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4840 Gilbo Avenue, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $3,217. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4840 Gilbo Avenue, Waterford, MI 48328 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4840 Gilbo Avenue, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4840 Gilbo Avenue, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$4,365
Monthly$364
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,424
Principal & interest$2,010
Property taxes$364
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4840 Gilbo Avenue, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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