For Sale
48428 Estera Drive, Utica, MI 48315
$499,000
MLS # 20261050415 (Realcomp)
3 beds4 baths4,344 sqftBuilt 19930.35 acres
1 / 41
Listing Description
Spacious brick ranch in desirable Villa Di Oro! This well-designed ranch home offers approximately 2,544 square feet on the main level with 3 bedrooms, 4 full baths, a library, expansive great room, generous kitchen, first-floor laundry, and a finished basement providing abundant additional living and entertaining space. Step outside to your own backyard retreat featuring a recently installed in-ground pool, separate hot tub and play structure – perfect for entertaining, family gatherings, or simply relaxing at home. Situated on approximately one-third of an acre with an attached 2.5 car garage and located within the highly regarded Utica Community Schools. A wonderful opportunity to personalize this home while enjoying one of Shelby Township's most desirable neighborhoods.Seller currently holds an equitable right of redemption.
Source: SparkMLS
About this home
3-bedroom, 4-bath, 4,344 sq ft home in Shelby Township in Utica built in 1993.
Listed at $499,000 (about $115/sq ft).
Estimated annual property tax: $8,135, or about $678 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area4,344 sqft
Lot Size0.35 acres
Year Built1993
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$475 / Annually
Source: SparkMLS
Tax Information
Annual Tax$8,135
State Equalized Value$242,700
Taxable Value$233,782
Parcel #07-26-229-003
Source: Public Records
Legal Description
L 15 V VILLA DI ORO SUB LOT 15. LIBER 94 PAGES 42-49
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Truman D Timmis
Timmis Group, Ltd
Frequently Asked Questions about 48428 Estera Drive, Utica, MI 48315
Which school district serves 48428 Estera Drive, Utica, MI 48315?
Per MLS# 20261050415, 48428 Estera Drive, Utica, MI 48315 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261050415, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 48428 Estera Drive, Utica, MI 48315?
Per public tax records, annual property taxes for this property are $8,135. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 48428 Estera Drive, Utica, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 48428 Estera Drive, Utica, MI 48315 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 48428 Estera Drive, Utica, MI 48315?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$3,277
Principal & interest$3,237
HOA$40
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
48428 Estera Drive, Utica, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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