For Sale
485 Winthrop Lane, Saginaw, MI 48638
$289,900
MLS # 50213636 (MiRealSource)
4 beds2 bathsBuilt 19710.32 acres
1 / 35
Listing Description
Wonderful 4 bedroom, 2 bath Saginaw Township home in the popular Draper Village subdivision. With over 2,100 sq ft and 4 different living areas, this home will meet the needs of the busiest of families. You can choose from the 12 x 17 Living Room with extensive built-ins, the 12 x 15 Sitting Room with a wood burning masonry fireplace, (when did you last take the time to just sit in front of a cozy fire?), the fantastic 17 x 20 Family Room with sky lights in the cathedral ceiling and tons of windows, or, if you really need to escape the kids, you can send them downstairs to the 19 x 27 fully finished Bonus Room with two egress able windows. Then again, you can always retreat to one the 4 second story bedrooms. The well organized Kitchen is adjacent to an informal breakfast area and next to the Formal Dining room. The attached 2+ car garage enters right into the first floor utility room. There is a huge decorative concrete patio which over looks the large beautifully landscaped rear yard. You'll never have to buy roses again. Meticulously cared for, move in condition, the 30 year shingles are only two years old... this is one home you need to see.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Saginaw Township in Saginaw built in 1971.
Asking $289,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.32 acres
Year Built1971
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48638
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #23-12-4-28-3590-000
Source: SparkMLS
Legal Description
LOT 190 DRAPER VILLAGE PLAT NO 3 SEC 28 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Tim Grefe
First Priority Realty
Frequently Asked Questions about 485 Winthrop Lane, Saginaw, MI 48638
What school district is 485 Winthrop Lane, Saginaw, MI 48638 in?
Per MLS# 50213636, this property is served by Saginaw Twp. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50213636, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 485 Winthrop Lane, Saginaw, MI 48638 eligible for USDA financing?
Per USDA Rural Development boundary data, 485 Winthrop Lane, Saginaw, MI 48638 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 485 Winthrop Lane, Saginaw, MI 48638 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
Map
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Monthly payment$1,880
Principal & interest$1,880
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
485 Winthrop Lane, Saginaw, MI 48638
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Municipality
Saginaw Township
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