Sold
48556 Harbor Drive, Chesterfield, MI 48047
Sold on 04/02/2026 for$1,535,000
MLS # 20250035932 (Realcomp)
4 beds4 baths4,218 sqftBuilt 19910.41 acres
1 / 68
Listing Description
Waterfront Luxury on Anchor BayThis stunning Lakefront and canal-front home offers direct backyard access to the water, complete with a private dock and boat hoist—perfect for lake living. A beautifully updated brick exterior welcomes you with brand-new windows, front and garage doors, modern lighting, and an extended driveway. Step inside to find marble flooring throughout the first level, a spacious open layout, and a first-floor primary en suite featuring a walk-in shower and custom California closet. The living room featuring floor-to-ceiling windows overlooking Anchor Bay and an electric fireplace, while the dining area includes an additional fireplace and built-in TV. The chef’s kitchen is equipped with top-of-the-line Viking appliances, including a range, counter depth refrigerator, dishwasher, microwave, warming oven, and a large island with a prep sink. A stylish half bath and first-floor laundry add convenience. Upstairs, you’ll find two generously sized bedrooms with brand-new plush carpeting, and a second luxurious primary en suite with a private balcony, California closet, double vanity, two-person shower, soaking tub, and separate water closet.Additional highlights include a whole-house generator, solid core doors throughout, a three-car attached garage with epoxy flooring, access to a large bonus room above, and a deep, clean concrete crawl space—ideal for storage and peace of mind.
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 4,218 sq ft home built in 1991 sits in Chesterfield Township in Chesterfield.
Closed at $1,535,000 (about $364/sq ft).
Property tax estimate: $14,555 per year ($1,213/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area4,218 sqft
Lot Size0.41 acres
Year Built1991
Stories2
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
School DistrictAnchor Bay
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/27/2025
Sold Date4/1/2026
Original Price$1,990,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$400 / Annually
Source: SparkMLS
Tax Information
Annual Tax$14,555
State Equalized Value$424,800
Taxable Value$413,685
Parcel #09-27-178-029
Source: Public Records
Legal Description
ANCHOR BAY HARBOR LOT 18
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jennifer Arnold
Real Estate One-Clinton Twp
Frequently Asked Questions about 48556 Harbor Drive, Chesterfield, MI 48047
Which school district serves 48556 Harbor Drive, Chesterfield, MI 48047?
Per MLS# 20250035932, 48556 Harbor Drive, Chesterfield, MI 48047 is in the Anchor Bay boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Anchor Bay directly to confirm enrollment eligibility.
What financing options are available for 48556 Harbor Drive, Chesterfield, MI 48047?
Per MLS# 20250035932, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 48556 Harbor Drive, Chesterfield, MI 48047?
Per public tax records, annual property taxes for this property are $14,555. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 48556 Harbor Drive, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 48556 Harbor Drive, Chesterfield, MI 48047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 48556 Harbor Drive, Chesterfield, MI 48047. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 48556 Harbor Drive, Chesterfield, MI 48047?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$10,080
Principal & interest$10,047
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
48556 Harbor Drive, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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