Sold
486 Francis Street, East China, MI
Sold on 04/20/2026 for$330,000
MLS # 20261016226 (Realcomp)
4 beds2 baths2,300 sqftBuilt 19590.4 acres
1 / 30
Listing Description
Welcome home to this charming and move-in ready 1,400 sq ft ranch nestled on a spacious lot just under half an acre in the heart of East China! With thoughtful updates throughout and room to grow, this property checks every box for comfortable, worry-free living.The main floor features 3 bedrooms, a generous living room, and a separate family room — offering the flexibility and space that today's buyers are looking for. The kitchen shines with stunning quartz countertops, blending style and durability for the home chef. Head downstairs to discover a fully finished basement complete with a 4th bedroom with egress window and additional living space perfect for entertaining, a home office, playroom, or guest suite — the possibilities are endless.Outside, enjoy your fully fenced-in backyard — ideal for outdoor play, pets, and summer gatherings — all set on a beautiful lot with plenty of room to breathe. A 1.5-car detached garage provides ample storage and parking.The big-ticket items have already been taken care of for you, including a brand new furnace and air conditioner, a new roof, and a full basement waterproofing system with a transferable warranty — giving you true peace of mind from day one.This is the complete package: space, updates, outdoor room to roam, and a warranty to back it all up — all within the highly regarded East China School District.Don't miss your opportunity to make 486 Francis Street your forever home. Schedule your private showing today!
Source: SparkMLS
About this home
Located in East China Township in East China, this property offers 4-bedroom, 2-bath, 2,300 sq ft, with original construction dating to 1959.
Closed at $330,000 (about $143/sq ft).
Property tax estimate: $3,153 per year ($263/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,300 sqft
Lot Size0.4 acres
Year Built1959
Stories1
Location
CityEast China
MunicipalityEast China Twp
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed3/16/2026
Sold Date4/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,153
Parcel #74182930001000
Source: SparkMLS
Legal Description
LOT 1 FRANCIS REALTY CO SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 56 OF PLATS PG 6 ST CLAIR COUNTY REGISTER OF DEEDS AND PART OF LOT 29 DESC AS BEG N 25D 40M E 165' FROM SE COR LOT 1 FRANCIS REALTY CO SUBD, TH S 64D 20M E 5', TH S 25D 40M W 165', TH N 64D 20M W 5' TO BEG & BEG AT NW COR OF LOT 1, TH N 25D 40M E 155.73', TH S 64D 32M E 55', TH S 25D 40M W 155.93', TH N 64D 20M W 55' TO BE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rory MacDonald
EXP Realty Clinton Twp
Frequently Asked Questions about 486 Francis Street, East China, MI
Which school district serves 486 Francis Street, East China, MI?
Per MLS# 20261016226, 486 Francis Street, East China, MI is in the East China boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact East China directly to confirm enrollment eligibility.
What financing options are available for 486 Francis Street, East China, MI?
Per MLS# 20261016226, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 486 Francis Street, East China, MI?
Per public tax records, annual property taxes for this property are $3,153. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 486 Francis Street, East China, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 486 Francis Street, East China, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 486 Francis Street, East China, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the East China Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,140
Principal & interest$2,140
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
486 Francis Street, East China, MI
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Municipality
East China Township
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