For Sale
4861 E Higgins Lake Drive, Roscommon, MI 48653
$198,900
MLS # 201837714
3 beds1 bath
1 / 22
Listing Description
Affordable Up North living less than a mile from crystal-clear Higgins Lake! This well maintained 3 bedroom, 1 bath ranch sits on a spacious 125x190 lot. The home features quality Anderson windows, is well insulated for year-round comfort, and is heated with natural gas. You will appreciate the newer kitchen appliances and the convenience of an all-in-one washer and dryer. Outside you'll find two storage sheds, one of which is a 16x20 Amish built shed, perfect for storing the lake toys and lawn equipment... this leaves the attached 22x22 garage available for keeping your vehicle out of the weather. This house is ideal for an Up North vacation destination or a year-round home., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home sits in Roscommon.
Currently offered at $198,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Location
CityRoscommon
MunicipalityGerrish Twp
Zip Code48653
CountyRoscommon
Sale & Financing
Listed10/22/2025
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie Adamson
Century 21 Realty North Higgins Lake
Frequently Asked Questions about 4861 E Higgins Lake Drive, Roscommon, MI 48653
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4861 E Higgins Lake Drive, Roscommon, MI 48653 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4861 E Higgins Lake Drive, Roscommon, MI 48653 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4861 E Higgins Lake Drive, Roscommon, MI 48653?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Gerrish Twp police department or the Roscommon County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,290
Principal & interest$1,290
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4861 E Higgins Lake Drive, Roscommon, MI 48653
View full property history →
Get email alerts for new listings near 4861 E Higgins Lake Drive
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.