Sold
4862 Ashley Lane, Waterford, MI 48329
Sold on 11/14/2025 for$160,000
MLS # 20251040668 (Realcomp)
2 beds2 baths1,384 sqftBuilt 1992
1 / 28
Listing Description
Step into this lovingly cared-for, one-owner condo offering comfort, convenience, and a touch of nature. This ranch-style home features a private entrance, a spacious open floor plan, an in-unit laundry room, an abundance of natural light, and lake access to Eagle Lake. The home offers two generously sized bedrooms; the primary bedroom includes a walk-in closet and an en-suite bathroom. The bright and airy living room space has a cozy natural fireplace and opens to a large private balcony with serene views of mature trees—an ideal spot for morning coffee or evening relaxation. All appliances included. Immediate occupancy. Assigned one-car garage with additional guest parking options. As part of this welcoming community, you’ll have direct access to the lake—perfect for kayaking, swimming, and fishing just steps from your door. The monthly association fee covers sewer, trash/snow removal, landscaping, and building exterior maintenance. The location is ideal, with easy access to parks, restaurants, and entertainment options. Additional upgrades include a new furnace and water heater in 2023. Come be a part of this well-kept community and schedule your showing today!
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 2-bedroom, 2-bath, 1,384 sq ft, with original construction dating to 1992.
This home sold for $160,000 (about $116/sq ft).
Estimated annual property tax: $2,528, or about $211 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,384 sqft
Year Built1992
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/2/2025
Sold Date11/13/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$329 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$1,223
State Equalized Value$83,150
Taxable Value$34,090
Parcel #1304433118
Source: Public Records
Legal Description
T3N, R9E, SEC 3 & 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 516 HARBOR OAKS CONDOMINIUMS UNIT 107, BLDG 8 L 10178 P 121 10-27-89 FR 13-03-301-005
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Katie A Wright
Keller Williams Premier
Frequently Asked Questions about 4862 Ashley Lane, Waterford, MI 48329
What school district is 4862 Ashley Lane, Waterford, MI 48329 in?
Per MLS# 20251040668, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251040668, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251040668, the most recent reported annual property tax for 4862 Ashley Lane, Waterford, MI 48329 is $1,223. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4862 Ashley Lane, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4862 Ashley Lane, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4862 Ashley Lane, Waterford, MI 48329 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4862 Ashley Lane, Waterford, MI 48329?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,528
Monthly$211
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,674
Principal & interest$1,134
Property taxes$211
HOA$329
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4862 Ashley Lane, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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