Sold
48630 SUTTON BAY, Utica, MI 48315
Sold on 05/30/2025 for$279,000
MLS # 20250022069 (Realcomp)
2 beds2 baths1,380 sqftBuilt 1998
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Listing Description
Welcome home to this beautifully maintained 2-bedroom, 2-bathroom condo offering comfort, convenience, and serene natural surroundings. Step inside to a spacious great room filled with natural light, featuring a cozy fireplace and gleaming wood floors that flow throughout the main living areas. The thoughtfully designed layout includes first-floor laundry and a stunning updated master bath, complete with a walk-in, handicap-accessible Kohler jetted tub—perfect for relaxation and ease of use. Both bedrooms are generously sized, and the entire home is filled with warmth and charm. Enjoy peaceful mornings and tranquil evenings with a scenic creek just behind the home, providing the perfect backdrop for outdoor enjoyment. This is main-floor living at its finest, combining style, function, and nature in one perfect package.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,380 sq ft home built in 1998 sits in Shelby Township in Utica.
Final sale price: $279,000 (about $202/sq ft).
Annual property taxes run approximately $2,128 ($177/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,380 sqft
Year Built1998
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorWhirlpool Tub
Sale & Financing
Listed4/2/2025
Sold Date5/29/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$205 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$2,128
State Equalized Value$135,200
Taxable Value$72,510
Parcel #07-25-127-201
Source: Public Records
Legal Description
L 201 V THUNDER BAY II CONDOS MACOMB COUNTY CONDO PLAN NO. 542 BLDG 51 UNIT 201 LIBER 7936 / PAGES 500-525
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anthony J Trucano
Keller Williams Paint Creek
Frequently Asked Questions about 48630 SUTTON BAY, Utica, MI 48315
Which school district serves 48630 SUTTON BAY, Utica, MI 48315?
Per MLS# 20250022069, 48630 SUTTON BAY, Utica, MI 48315 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20250022069, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 48630 SUTTON BAY, Utica, MI 48315?
Per public tax records, annual property taxes for this property are $2,128. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 48630 SUTTON BAY, Utica, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 48630 SUTTON BAY, Utica, MI 48315 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 48630 SUTTON BAY, Utica, MI 48315. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 48630 SUTTON BAY, Utica, MI 48315?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,989
Principal & interest$1,784
HOA$205
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteDSLSatellite
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
48630 SUTTON BAY, Utica, MI 48315
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Municipality
Shelby Township
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County
Macomb County
View county overview →
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