Sold
48645 Sutton Bay Court, Utica, MI 48315
Sold on 03/10/2026 for$320,000
MLS # 20261003879 (Realcomp)
2 beds3 baths2,600 sqftBuilt 1998
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Listing Description
Perfect opportunity in Thunder Bay II! Updated ranch condo features 2BR/2.1BA including a primary suite, spacious Great Room with vaulted ceiling and gas fireplace, finished basement with 1/2 bath, Updated kitchen with eating area , 1st floor laundry, attached 2 car garage with epoxy floor, and an aggregate entry porch, Condo has been well maintained and is located deep inside this sought after complex. Easy accessibility to shopping, dining, parks and recreation. Make this your new address! Estate. Showings start 1/28/26!
Source: SparkMLS
About this home
This 2-bedroom, 3-bath, 2,600 sq ft home built in 1998 sits in Shelby Township in Utica.
This home sold for $320,000 (about $123/sq ft).
Estimated annual property tax: $3,353, or about $279 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area2,600 sqft
Year Built1998
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed1/22/2026
Sold Date3/9/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$208 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$3,353
State Equalized Value$141,600
Taxable Value$110,567
Parcel #07-25-127-207
Source: Public Records
Legal Description
L 207 V THUNDER BAY II CONDOS MACOMB COUNTY CONDO PLAN NO. 542 BLDG 52 UNIT 207 LIBER 7936 / PAGES 500-525
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Donna J Bousson
Century 21 Curran & Oberski
Frequently Asked Questions about 48645 Sutton Bay Court, Utica, MI 48315
Which school district serves 48645 Sutton Bay Court, Utica, MI 48315?
Per MLS# 20261003879, 48645 Sutton Bay Court, Utica, MI 48315 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What financing options are available for 48645 Sutton Bay Court, Utica, MI 48315?
Per MLS# 20261003879, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 48645 Sutton Bay Court, Utica, MI 48315?
Per public tax records, annual property taxes for this property are $3,353. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 48645 Sutton Bay Court, Utica, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 48645 Sutton Bay Court, Utica, MI 48315 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 48645 Sutton Bay Court, Utica, MI 48315. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 48645 Sutton Bay Court, Utica, MI 48315?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$2,284
Principal & interest$2,076
HOA$208
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteDSLSatellite
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
48645 Sutton Bay Court, Utica, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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