Sold
4865 Ross Drive, Waterford, MI 48328
Sold on 06/24/2026 for$245,000
MLS # 20261034184 (Realcomp)
3 beds1 bath1,446 sqftBuilt 19540.26 acres
1 / 28
Listing Description
Charming 3-bedroom brick ranch situated on a large fenced yard, offering plenty of space for outdoor enjoyment, pets, and entertaining. This well-maintained home features an oversized 2-car attached garage and a spacious shed for additional storage or workshop needs.Inside, you’ll find a full basement complete with a dedicated laundry area and an added commode for extra convenience. The enclosed breezeway provides a cozy year-round retreat and includes a wood stove, perfect for relaxing during cooler months.Eligible for access to a nearby private beach and boat launch on Watkins Lake. All appliances are included, making this home truly move-in ready. Also has hardwood floors under the carpet t accommodate all buyers A wonderful combination of comfort, functionality, and extra storage space in a desirable ranch-style layout.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,446 sq ft home in Waterford Township in Waterford built in 1954.
Closed at $245,000 (about $169/sq ft).
Property tax estimate: $3,586 per year ($299/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,446 sqft
Lot Size0.26 acres
Year Built1954
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/12/2026
Sold Date6/23/2026
Original Price$250,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,074
State Equalized Value$117,920
Taxable Value$57,730
Parcel #1315352007
Source: Public Records
Legal Description
T3N, R9E, SEC 15 WATKINS CRESCENT SUB LOT 28
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin L McCort
Real Estate One
Frequently Asked Questions about 4865 Ross Drive, Waterford, MI 48328
Which school district serves 4865 Ross Drive, Waterford, MI 48328?
Per MLS# 20261034184, 4865 Ross Drive, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 4865 Ross Drive, Waterford, MI 48328?
Per MLS# 20261034184, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4865 Ross Drive, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $2,074. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4865 Ross Drive, Waterford, MI 48328 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4865 Ross Drive, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4865 Ross Drive, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Loading map...
Tax Estimate
$
Annual tax$3,586
Monthly$299
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,842
Principal & interest$1,544
Property taxes$299
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4865 Ross Drive, Waterford, MI 48328
View full property history →
Municipality
Waterford Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 4865 Ross Drive
We'll notify you when something hits the market in Waterford Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.